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Pearson VUE: Property Insurance Practice Exam, Study questions insurance, Casualty FL with correct answers 100% 2025/2026

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Pearson VUE: Property Insurance Practice Exam, Study questions insurance, Casualty FL with correct answers 100% 2025/2026 S is purchasing a Commercial Property policy to cover a commercial building with a replacement cost of $100,000. The policy includes an 80 percent Coinsurance clause. To avoid a coinsurance penalty in the event of a partial loss, S should purchase a policy with minimum limits of AT LEAST which of the following amounts? A. $100,000 B. $90,000 C. $80,000 D. $20,000 - Correct Answer C The MAXIMUM amount a policy will pay in the event of a loss is called the: A. coinsurance amount B. deductible C. limit of liability D. pro rata return - Correct Answer C The National Flood Insurance Program provides coverage for losses caused by all of the following occurrences EXCEPT: A. mudslides B. runoff from heavy rain C. overflow of tidal waters D. water-main breakage - Correct Answer D Special Form or Open Perils coverage:

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Uploaded on
January 19, 2026
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Written in
2025/2026
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  • the maximum amount a policy will pay in the event
  • the national flood insurance program provides cove
  • special form or open perils coverage a provides
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