NJ Laws Rules and Regulations Pertinent
to Accident and Health Insurance Exam
Questions and Answers
1. A Medicare supplement policy cannot deny or limit coverage
for a claim for losses incurred more than how many months from
the effective date of coverage?
A. 24
B. 6
C. 9
D. 12
ANS B. 6
2. Individual health insurance policies must provide all of the
following benefits for the treatment of alcoholism EXCEPT
1/
6
, A. Treatment at a detoxification facility.
B. Confinement as an inpatient at a licensed residential treatment
facility.
C. Limited hospital policy benefits.
D. Inpatient care in a hospital for alcoholism.
ANS C. Limited hospital policy benefits.
3. How long is the free-look period with a Medicare supplement policy?
A. 10 days
B. 15 days
C. 20 days
D. 30 days
ANS D. 30 days
4. A producer or insurer who violates the solicitation regulations can
be ordered to pay a fine for each violation of up to
2/
6
to Accident and Health Insurance Exam
Questions and Answers
1. A Medicare supplement policy cannot deny or limit coverage
for a claim for losses incurred more than how many months from
the effective date of coverage?
A. 24
B. 6
C. 9
D. 12
ANS B. 6
2. Individual health insurance policies must provide all of the
following benefits for the treatment of alcoholism EXCEPT
1/
6
, A. Treatment at a detoxification facility.
B. Confinement as an inpatient at a licensed residential treatment
facility.
C. Limited hospital policy benefits.
D. Inpatient care in a hospital for alcoholism.
ANS C. Limited hospital policy benefits.
3. How long is the free-look period with a Medicare supplement policy?
A. 10 days
B. 15 days
C. 20 days
D. 30 days
ANS D. 30 days
4. A producer or insurer who violates the solicitation regulations can
be ordered to pay a fine for each violation of up to
2/
6
