PA Property & Casualty Insurance
Exam (C) Questions and Answers
2026.
All of the following are elements of an agreement EXCEPT? - Answer The definite terms
When terminating a licensed producer's appointment an insured must - Answer Notify the
commissioner within 30 days following the termination
An individual purchased a vehicle and financed it through his credit union which party does not
have an insurable interest - Answer The credit union
After the hearing, the insurance commissioner has determined a licensee has committed a
violation of PA insurance laws what can the insurance commissioner do? - Answer Impose an
administrative penalty
Which of the following situations is excluded in the homeowner's policy? - Answer Running
over the neighbors’ fence in a fit of rage
Which of the following is in the common policy declaration of commercial package policy? -
Answer A description of the business being covered
According to the PA assigned risk plan, all the following statements are true except - Answer
The plan may provide the transfer of individuals into the ordinary market at high rates
Under a personal automobile policy. Part A -liability coverage covers damages for which of the
following - Answer Damage for liability or property damage done to someone else as a result
of a covered accident
The illegal act of an insurance policy replacement through intentional misrepresentation of
benefits and advantages is - Answer Twisting
Under a homeowner's policy which of the following is not covered by personal injury coverage -
Answer Medical payment to others
Exam (C) Questions and Answers
2026.
All of the following are elements of an agreement EXCEPT? - Answer The definite terms
When terminating a licensed producer's appointment an insured must - Answer Notify the
commissioner within 30 days following the termination
An individual purchased a vehicle and financed it through his credit union which party does not
have an insurable interest - Answer The credit union
After the hearing, the insurance commissioner has determined a licensee has committed a
violation of PA insurance laws what can the insurance commissioner do? - Answer Impose an
administrative penalty
Which of the following situations is excluded in the homeowner's policy? - Answer Running
over the neighbors’ fence in a fit of rage
Which of the following is in the common policy declaration of commercial package policy? -
Answer A description of the business being covered
According to the PA assigned risk plan, all the following statements are true except - Answer
The plan may provide the transfer of individuals into the ordinary market at high rates
Under a personal automobile policy. Part A -liability coverage covers damages for which of the
following - Answer Damage for liability or property damage done to someone else as a result
of a covered accident
The illegal act of an insurance policy replacement through intentional misrepresentation of
benefits and advantages is - Answer Twisting
Under a homeowner's policy which of the following is not covered by personal injury coverage -
Answer Medical payment to others
