WORKERS COMPENSATION INSURANCE
SERIES EXAM SCRIPT 2026
◉ Each of the following is an exempt worker under Workers'
Compensation statutes, except:
A
Sole proprietor
B
Independent contractor
C
Employee in a company of 100 employees. Answer: Employee in a
company of 100 employees
◉ All of the following are covered injuries occurring during the
course of employment, except:
A
The employee is performing regular job duties
B
Illness is contracted on the job
C
Injury must occur while the employee is at work
D
,Injury occurs while the employee is playing in a company softball
game. Answer: Injury occurs while the employee is playing in a
company softball game
◉ Which of the following Workers' Compensation programs applies
to sailors injured due to the negligence of others?
A
Harbor Workers' Compensation Act
B
Federal Employer's Liability Act
C
Jones Act
D
Defense Base Act. Answer: Jones Act
◉ Which disability income benefit covers an injury that allows an
employee to do some work, but is unable to earn his or her usual
wage until full recovery?
A
Permanent Partial
B
Temporary Partial
C
, Temporary Total
D
Scheduled Injury. Answer: Temporary Partial
◉ The Employers Liability pays for all the following for which the
insured is legally obligated to pay, except:
A
Injuries claimed by a third party as a result of worker's injuries
B
Intentional injury by the employee
C
Care and loss of services
D
Consequential injury to dependents. Answer: Intentional injury by
the employee
◉ Under Workers' Compensation insurance, the insured is
responsible for paying benefits for:
A
Knowingly hiring an employee in violation of the employment law
B
When the insured incurs expenses requested by the insurer
SERIES EXAM SCRIPT 2026
◉ Each of the following is an exempt worker under Workers'
Compensation statutes, except:
A
Sole proprietor
B
Independent contractor
C
Employee in a company of 100 employees. Answer: Employee in a
company of 100 employees
◉ All of the following are covered injuries occurring during the
course of employment, except:
A
The employee is performing regular job duties
B
Illness is contracted on the job
C
Injury must occur while the employee is at work
D
,Injury occurs while the employee is playing in a company softball
game. Answer: Injury occurs while the employee is playing in a
company softball game
◉ Which of the following Workers' Compensation programs applies
to sailors injured due to the negligence of others?
A
Harbor Workers' Compensation Act
B
Federal Employer's Liability Act
C
Jones Act
D
Defense Base Act. Answer: Jones Act
◉ Which disability income benefit covers an injury that allows an
employee to do some work, but is unable to earn his or her usual
wage until full recovery?
A
Permanent Partial
B
Temporary Partial
C
, Temporary Total
D
Scheduled Injury. Answer: Temporary Partial
◉ The Employers Liability pays for all the following for which the
insured is legally obligated to pay, except:
A
Injuries claimed by a third party as a result of worker's injuries
B
Intentional injury by the employee
C
Care and loss of services
D
Consequential injury to dependents. Answer: Intentional injury by
the employee
◉ Under Workers' Compensation insurance, the insured is
responsible for paying benefits for:
A
Knowingly hiring an employee in violation of the employment law
B
When the insured incurs expenses requested by the insurer
