WORKERS COMPENSATION INSURANCE
SERIES COMPREHENSIVE EXAM 2026
◉ Under the Voluntary Compensation Endorsement to a Workers'
Compensation Policy, an employer must provide which of the
following?
A
The designated beneficiary
B
The benefits of the designated State's Workers' Compensation law
C
The class of employees to be covered
D
The number of years the business has had employees. Answer: The
class of employees to be covered
◉ In what kind of state is Workers' Compensation insurance only
available through a state-operated fund?
A
Compulsory
, B
Elective
C
Monopolistic
D
Competitive. Answer: Monopolistic
◉ Which statement is the primary objective of Workers'
Compensation?
A
To improve employer and employee relations
B
To provide a payment of benefits to employees for injuries that arise
out of their employment
C
To provide accident coverage for employees both on and off the job
D
To improve the employee's working conditions. Answer: To provide
a payment of benefits to employees for injuries that arise out of their
employment
SERIES COMPREHENSIVE EXAM 2026
◉ Under the Voluntary Compensation Endorsement to a Workers'
Compensation Policy, an employer must provide which of the
following?
A
The designated beneficiary
B
The benefits of the designated State's Workers' Compensation law
C
The class of employees to be covered
D
The number of years the business has had employees. Answer: The
class of employees to be covered
◉ In what kind of state is Workers' Compensation insurance only
available through a state-operated fund?
A
Compulsory
, B
Elective
C
Monopolistic
D
Competitive. Answer: Monopolistic
◉ Which statement is the primary objective of Workers'
Compensation?
A
To improve employer and employee relations
B
To provide a payment of benefits to employees for injuries that arise
out of their employment
C
To provide accident coverage for employees both on and off the job
D
To improve the employee's working conditions. Answer: To provide
a payment of benefits to employees for injuries that arise out of their
employment
