PCIP STUDY FINAL PAPER 2026 QUESTIONS
WITH ANSWERS GRADED A+
◉ Which statement is correct regarding the internal vulnerability
scans and/or rescans? Answer: They must be performed after an
upgrade to a server that impacts the cardholder data environment
◉ When confirming PCI DSS requirements have been met, assessors
must always use which of the following? Answer: independent
judgment
◉ Typical locations where track data may be found include which of
the following? Answer: databases and log files from point-of-sales
terminals
◉ Which of the following statements about "flat networks" is true?
Answer: All systems on flat network are in scope for the PCI DSS
assessments
◉ If network segmentation is being used to reduce the scope of the
PCI DSS assessment, what must the assessor verify? Answer: All
controls used for segmentation are configured properly
,◉ PCI DSS requirement 10.2 defines the types of events to be logged.
Answer: Audit trails, user identification, type of event, date and time,
success and failure indications, source IP address (origination of
event), data and systems touched, time synchronization technology
in use.
◉ The payment card brands are responsible for which of the
following? Answer: Penalties or fee assignment for non-compliance
◉ Which of the following is related to the use of EMV chip
technology? Answer: PCI DSS applies to environments using EMV
chip technology
◉ In order for PCI DSS scope to be reduced, what must adequate
network segmentation do? Answer: Isolate systems that store,
process, or transmit cardholder data from those that do not
◉ The Mod 10 formula doubles the value of every other digit of the
primary account number beginning with which digit? Answer:
Second from the right
◉ What is the Mod 10 or Luhn formula? Answer: The algorithm used
to validate PAN (primary account numbers)
, ◉ What is required regarding the entity sharing cardholder data
with a service provider? Answer: The entity must have an
established process of engaging service provider, including proper
due diligence prior to engagement
◉ Who is responsible for setting compliance deadlines and fines?
Answer: Payment brands
◉ In accordance with the requirement 12.3.8, usage policies must be
defined to automatically disconnect remote-access sessions. When
should the remote-access sessions be disconnected? Answer: After a
specific period if inactivity
◉ the following statements is correct regarding a PA-DSS
application? Answer: PA-DSS compliant payment applications are in
scope for the merchant's PCI DSS assessment
◉ What does it mean if a suspected card number passes Mod 10?
Answer: It is definitely a valid PAN
◉ Which of the following is correct related to the tracks of the data
on the magnetic stripe of a payment card? Answer: Track 1 contains
all the field of both Track 1 and Track 2
WITH ANSWERS GRADED A+
◉ Which statement is correct regarding the internal vulnerability
scans and/or rescans? Answer: They must be performed after an
upgrade to a server that impacts the cardholder data environment
◉ When confirming PCI DSS requirements have been met, assessors
must always use which of the following? Answer: independent
judgment
◉ Typical locations where track data may be found include which of
the following? Answer: databases and log files from point-of-sales
terminals
◉ Which of the following statements about "flat networks" is true?
Answer: All systems on flat network are in scope for the PCI DSS
assessments
◉ If network segmentation is being used to reduce the scope of the
PCI DSS assessment, what must the assessor verify? Answer: All
controls used for segmentation are configured properly
,◉ PCI DSS requirement 10.2 defines the types of events to be logged.
Answer: Audit trails, user identification, type of event, date and time,
success and failure indications, source IP address (origination of
event), data and systems touched, time synchronization technology
in use.
◉ The payment card brands are responsible for which of the
following? Answer: Penalties or fee assignment for non-compliance
◉ Which of the following is related to the use of EMV chip
technology? Answer: PCI DSS applies to environments using EMV
chip technology
◉ In order for PCI DSS scope to be reduced, what must adequate
network segmentation do? Answer: Isolate systems that store,
process, or transmit cardholder data from those that do not
◉ The Mod 10 formula doubles the value of every other digit of the
primary account number beginning with which digit? Answer:
Second from the right
◉ What is the Mod 10 or Luhn formula? Answer: The algorithm used
to validate PAN (primary account numbers)
, ◉ What is required regarding the entity sharing cardholder data
with a service provider? Answer: The entity must have an
established process of engaging service provider, including proper
due diligence prior to engagement
◉ Who is responsible for setting compliance deadlines and fines?
Answer: Payment brands
◉ In accordance with the requirement 12.3.8, usage policies must be
defined to automatically disconnect remote-access sessions. When
should the remote-access sessions be disconnected? Answer: After a
specific period if inactivity
◉ the following statements is correct regarding a PA-DSS
application? Answer: PA-DSS compliant payment applications are in
scope for the merchant's PCI DSS assessment
◉ What does it mean if a suspected card number passes Mod 10?
Answer: It is definitely a valid PAN
◉ Which of the following is correct related to the tracks of the data
on the magnetic stripe of a payment card? Answer: Track 1 contains
all the field of both Track 1 and Track 2
