Inhoudsopgave
Inleiding..................................................................................................................................................3
Verzoekschrift dwangakkoord................................................................................................................4
Bijlage verzoekschrift dwangakkoord.....................................................................................................9
Met schuldeiser gevoerde correspondentie 1....................................................................................9
Dwangakkoorddossier
Met schuldeiser gevoerde correspondentie 2..................................................................................10
Berekening Vrij Te Laten Bedrag (VTLB)...........................................................................................11
Richard Knoppers.............................................................................................................................11
Gwendolyn Knoppers.......................................................................................................................11
Ashley
29-03-2020.......................................................................................................................................11
VVoorblad
29-03-2020.......................................................................................................................................11
Vroegop
29-03-2020.......................................................................................................................................11
01-01-2020.......................................................................................................................................11
SJD2A
30-06-2020.......................................................................................................................................11
Algemene gegevens......................................................................................................................11
629499
Met partner -....................................................................................................................................11
Toetscode: 1415SD242A
in gemeenschap van goederen.........................................................................................................11
beiden in regeling.............................................................................................................................11
Juni 2020
zonder kinderen...............................................................................................................................11
Docent: Riham Rahman
14-11-1975.......................................................................................................................................11
21-03-1977.......................................................................................................................................11
43......................................................................................................................................................11
42......................................................................................................................................................11
0........................................................................................................................................................12
0........................................................................................................................................................12
0........................................................................................................................................................12
0........................................................................................................................................................12
Ja......................................................................................................................................................12
Nee...................................................................................................................................................12
Inkomsten.....................................................................................................................................12
2.440,00............................................................................................................................................12
600,00...............................................................................................................................................12
0
,0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
128,42...............................................................................................................................................12
31,58.................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................13
0,00...................................................................................................................................................13
1
,0,00...................................................................................................................................................13
0,00...................................................................................................................................................13
3.200,00............................................................................................................................................13
3.040,00............................................................................................................................................13
01-01-2020.......................................................................................................................................13
30-06-2020.......................................................................................................................................13
Berekening beslagvrije voet 475d.................................................................................................13
1.318,56............................................................................................................................................13
170,96...............................................................................................................................................13
0,00...................................................................................................................................................13
314,78...............................................................................................................................................14
0,00...................................................................................................................................................14
1.804,30............................................................................................................................................14
-/- 0,00..............................................................................................................................................14
1.804,30............................................................................................................................................14
Nominaal bedrag..........................................................................................................................14
73,25.................................................................................................................................................14
74,00.................................................................................................................................................14
64,16.................................................................................................................................................14
373,54...............................................................................................................................................14
-/- 0,00..............................................................................................................................................14
0,00...................................................................................................................................................14
0,00...................................................................................................................................................14
0,00...................................................................................................................................................14
0,00...................................................................................................................................................15
117,20...............................................................................................................................................15
0,00...................................................................................................................................................15
0,00...................................................................................................................................................15
0,00...................................................................................................................................................15
0,00...................................................................................................................................................15
0,00...................................................................................................................................................15
584,95...............................................................................................................................................15
2.389,25............................................................................................................................................15
-/- 73,25............................................................................................................................................15
2.316,00............................................................................................................................................15
3.040,00............................................................................................................................................15
2
, Verzoekschrift Wsnp.............................................................................................................................15
Bijlage dwangakkoord..........................................................................................................................19
Aanvullend verzoekschrift Wsnp......................................................................................................19
Crediteurenlijst.................................................................................................................................24
Samenvatting crediteurenlijst...........................................................................................................28
Verklaring.........................................................................................................................................29
Rapportage.......................................................................................................................................31
Pleitnota...............................................................................................................................................33
Brief aan cliënt......................................................................................................................................35
Inleiding
Hierbij het dossier AV560219 van cliënt Richard en Gwendolyn Knoppers. Het volgende document
bevat het verzoekschrift voor aanvraag dwangakkoord. Ook hierbij zijn alle bijlages toegevoegd en
aanvraag Wsnp. Het gaat hier om een getrouwd paar zonder kinderen dat in totaal een schuldenlast
heeft van €49.874,-. Deze schuld is in totaal verdeeld over 7 schuldeisers. Alle schuldeisers zijn
akkoort gegaan met een betalingsregeling. Echter, een van de schuldeisers heeft geweigerd en wil
dus niet akkoord gaan met het betalingsvoorstel. Het gaat hierbij om Zalando waarbij een schuld
openstaat van €1.220.
3
Inleiding..................................................................................................................................................3
Verzoekschrift dwangakkoord................................................................................................................4
Bijlage verzoekschrift dwangakkoord.....................................................................................................9
Met schuldeiser gevoerde correspondentie 1....................................................................................9
Dwangakkoorddossier
Met schuldeiser gevoerde correspondentie 2..................................................................................10
Berekening Vrij Te Laten Bedrag (VTLB)...........................................................................................11
Richard Knoppers.............................................................................................................................11
Gwendolyn Knoppers.......................................................................................................................11
Ashley
29-03-2020.......................................................................................................................................11
VVoorblad
29-03-2020.......................................................................................................................................11
Vroegop
29-03-2020.......................................................................................................................................11
01-01-2020.......................................................................................................................................11
SJD2A
30-06-2020.......................................................................................................................................11
Algemene gegevens......................................................................................................................11
629499
Met partner -....................................................................................................................................11
Toetscode: 1415SD242A
in gemeenschap van goederen.........................................................................................................11
beiden in regeling.............................................................................................................................11
Juni 2020
zonder kinderen...............................................................................................................................11
Docent: Riham Rahman
14-11-1975.......................................................................................................................................11
21-03-1977.......................................................................................................................................11
43......................................................................................................................................................11
42......................................................................................................................................................11
0........................................................................................................................................................12
0........................................................................................................................................................12
0........................................................................................................................................................12
0........................................................................................................................................................12
Ja......................................................................................................................................................12
Nee...................................................................................................................................................12
Inkomsten.....................................................................................................................................12
2.440,00............................................................................................................................................12
600,00...............................................................................................................................................12
0
,0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
128,42...............................................................................................................................................12
31,58.................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................12
0,00...................................................................................................................................................13
0,00...................................................................................................................................................13
1
,0,00...................................................................................................................................................13
0,00...................................................................................................................................................13
3.200,00............................................................................................................................................13
3.040,00............................................................................................................................................13
01-01-2020.......................................................................................................................................13
30-06-2020.......................................................................................................................................13
Berekening beslagvrije voet 475d.................................................................................................13
1.318,56............................................................................................................................................13
170,96...............................................................................................................................................13
0,00...................................................................................................................................................13
314,78...............................................................................................................................................14
0,00...................................................................................................................................................14
1.804,30............................................................................................................................................14
-/- 0,00..............................................................................................................................................14
1.804,30............................................................................................................................................14
Nominaal bedrag..........................................................................................................................14
73,25.................................................................................................................................................14
74,00.................................................................................................................................................14
64,16.................................................................................................................................................14
373,54...............................................................................................................................................14
-/- 0,00..............................................................................................................................................14
0,00...................................................................................................................................................14
0,00...................................................................................................................................................14
0,00...................................................................................................................................................14
0,00...................................................................................................................................................15
117,20...............................................................................................................................................15
0,00...................................................................................................................................................15
0,00...................................................................................................................................................15
0,00...................................................................................................................................................15
0,00...................................................................................................................................................15
0,00...................................................................................................................................................15
584,95...............................................................................................................................................15
2.389,25............................................................................................................................................15
-/- 73,25............................................................................................................................................15
2.316,00............................................................................................................................................15
3.040,00............................................................................................................................................15
2
, Verzoekschrift Wsnp.............................................................................................................................15
Bijlage dwangakkoord..........................................................................................................................19
Aanvullend verzoekschrift Wsnp......................................................................................................19
Crediteurenlijst.................................................................................................................................24
Samenvatting crediteurenlijst...........................................................................................................28
Verklaring.........................................................................................................................................29
Rapportage.......................................................................................................................................31
Pleitnota...............................................................................................................................................33
Brief aan cliënt......................................................................................................................................35
Inleiding
Hierbij het dossier AV560219 van cliënt Richard en Gwendolyn Knoppers. Het volgende document
bevat het verzoekschrift voor aanvraag dwangakkoord. Ook hierbij zijn alle bijlages toegevoegd en
aanvraag Wsnp. Het gaat hier om een getrouwd paar zonder kinderen dat in totaal een schuldenlast
heeft van €49.874,-. Deze schuld is in totaal verdeeld over 7 schuldeisers. Alle schuldeisers zijn
akkoort gegaan met een betalingsregeling. Echter, een van de schuldeisers heeft geweigerd en wil
dus niet akkoord gaan met het betalingsvoorstel. Het gaat hierbij om Zalando waarbij een schuld
openstaat van €1.220.
3
