Exam Newest /Arizona Laws And Rules Pertinent
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Which of these actions is considered unfair to be an Unfair Claims Settlement Practice?
Correct Answer-:Misrepresenting pertinent policy provisions relating to coverage
after a loss
In Arizona, the Human Immunodeficiency Virus (HIV) consent form Correct
Answer-:must disclose who will be receiving a copy of the test results
In order for a health plan to be an "accountable health plan", who has the power to
approve it? Correct Answer-:the director
If an existing Medicare Supplement policy is being replaced by a new policy, who is
required to sign the notice of replacement? Correct Answer-:Producer and applicant
Rick provides a notice of claim to his health insurer. If he does not receive a claim form
within 15 days, he may comply with proof of loss provision by Correct Answer-
:submitting written proof of loss
A(n) ________ insurer operates in the U.S but is headquartered outside the U.S.
Correct Answer-:alien
, Which of the following may be considered an act of misrepresentation? Correct
Answer-:Misleading or failing to adequately disclose the title and true nature of a
policy offered to a client
A(n) _________ company is licensed by the Department of Insurance to conduct
insurance business in Arizona Correct Answer-:authorized
When does a family accident and health policy's coverage for a newborn child begin?
Correct Answer-:At the moment of birth
A policyowner decides to surrender the cash value of a whole life insurance policy. The
inurer has up to ____ month(s) to delay this payment Correct Answer-:6
Which of the following is a requirement for an individual to receive an insurance license
in Arizona? Correct Answer-:Passing the appropriate examination
If a producer surrenders their license, how long must the wait to re-apply for the same
license? Correct Answer-:One year
Which of the following is considered to be a prosthodontic dental procedure? Correct
Answer-:Bridgework
An insurer markets its products by soliciting customers by mass media advertising and
mail WITHOUT using the services of a producer. Which of these marketing systems
does the insurer utilize? Correct Answer-:Direct Response
Which of these may individuals may NOT obtain a temporary producer license?
Correct Answer-:An employee of a retired licensed producer
An annuity contract may be returned for a full refund during the Correct Answer-
:free look period