age 1 of 41
WGU D676 OBJECTIVE ASSESSMENT ACTUAL EXAM
STUDY GUIDE 2025/2026 ACCURATE QUESTIONS
BANK AND VERIFIED CORRECT SOLUTIONS || 100%
GUARANTEED PASS <BRAND NEW VERSION>
NPV ......ANSWER........It considers the time value of money, it
tells you the dollar value that the investment will add to the firm,
and it takes risk into account.
Sunk Costs ......ANSWER........Costs that have already been
incurred and cannot be recovered, which should not be
considered in capital investment analysis.
Required Rate of Return ......ANSWER........An accurate, carefully
calculated rate that is essential for determining the profitability
of an investment using NPV.
,age 2 of 41
Financing Decision ......ANSWER........The task of determining how
to raise enough money to start a project, considering options like
issuing bonds or stocks.
Maximizing Individual Utility ......ANSWER........The objective of
setting financial goals, which aims to enhance personal
satisfaction and achieve financial aspirations.
Financial Planner ......ANSWER........A professional who works with
individuals to help them achieve their financial goals.
Financing a Goal ......ANSWER........The process of deciding how
to pay for a purchase after making a decision to buy, such as
taking out a loan or using cash.
Business Finance ......ANSWER........The area of finance that deals
with sources of funding and the capital structure of corporations
to increase the value of the firm.
,age 3 of 41
Investment ......ANSWER........The allocation of resources, usually
money, in order to generate income or profit.
Capital Structure ......ANSWER........The mix of debt and equity
financing used by a firm to fund its operations and growth.
Financial Goals ......ANSWER........Objectives set by individuals to
manage their finances effectively and achieve desired outcomes.
Auto Loan ......ANSWER........A type of loan specifically for
purchasing a vehicle, which can be used in conjunction with cash
savings.
Mortgage Loan ......ANSWER........A loan specifically used to
purchase real estate, secured by the property itself.
Bonds ......ANSWER........Debt securities issued by corporations or
governments to raise capital, which must be repaid with interest.
, age 4 of 41
Stocks ......ANSWER........Equity securities representing ownership
in a corporation, which can provide dividends and capital gains.
Utility ......ANSWER........The satisfaction or benefit derived from
consuming a good or service.
Financial Goals Setting ......ANSWER........The process of
establishing specific objectives to guide financial planning and
decision-making.
Project Approval ......ANSWER........The formal acceptance of a
proposed project, allowing for the allocation of resources to
proceed.
Cash Reserves ......ANSWER........Funds that a company has
available for immediate use, which can impact financing
decisions.
WGU D676 OBJECTIVE ASSESSMENT ACTUAL EXAM
STUDY GUIDE 2025/2026 ACCURATE QUESTIONS
BANK AND VERIFIED CORRECT SOLUTIONS || 100%
GUARANTEED PASS <BRAND NEW VERSION>
NPV ......ANSWER........It considers the time value of money, it
tells you the dollar value that the investment will add to the firm,
and it takes risk into account.
Sunk Costs ......ANSWER........Costs that have already been
incurred and cannot be recovered, which should not be
considered in capital investment analysis.
Required Rate of Return ......ANSWER........An accurate, carefully
calculated rate that is essential for determining the profitability
of an investment using NPV.
,age 2 of 41
Financing Decision ......ANSWER........The task of determining how
to raise enough money to start a project, considering options like
issuing bonds or stocks.
Maximizing Individual Utility ......ANSWER........The objective of
setting financial goals, which aims to enhance personal
satisfaction and achieve financial aspirations.
Financial Planner ......ANSWER........A professional who works with
individuals to help them achieve their financial goals.
Financing a Goal ......ANSWER........The process of deciding how
to pay for a purchase after making a decision to buy, such as
taking out a loan or using cash.
Business Finance ......ANSWER........The area of finance that deals
with sources of funding and the capital structure of corporations
to increase the value of the firm.
,age 3 of 41
Investment ......ANSWER........The allocation of resources, usually
money, in order to generate income or profit.
Capital Structure ......ANSWER........The mix of debt and equity
financing used by a firm to fund its operations and growth.
Financial Goals ......ANSWER........Objectives set by individuals to
manage their finances effectively and achieve desired outcomes.
Auto Loan ......ANSWER........A type of loan specifically for
purchasing a vehicle, which can be used in conjunction with cash
savings.
Mortgage Loan ......ANSWER........A loan specifically used to
purchase real estate, secured by the property itself.
Bonds ......ANSWER........Debt securities issued by corporations or
governments to raise capital, which must be repaid with interest.
, age 4 of 41
Stocks ......ANSWER........Equity securities representing ownership
in a corporation, which can provide dividends and capital gains.
Utility ......ANSWER........The satisfaction or benefit derived from
consuming a good or service.
Financial Goals Setting ......ANSWER........The process of
establishing specific objectives to guide financial planning and
decision-making.
Project Approval ......ANSWER........The formal acceptance of a
proposed project, allowing for the allocation of resources to
proceed.
Cash Reserves ......ANSWER........Funds that a company has
available for immediate use, which can impact financing
decisions.
