ICEP FINAL EXAM AND STUDYGUIDE 2025-2026
ACTUAL EXAM 120 QUESTIONS AND CORRECT
DETAILED ANSWERS |ALREADY GRADED A+
Overview
Developed to mirror the structure and rigor of the ICEP Final Exam, this comprehensive study
guide reinforces essential concepts in clinical practice, patient care, ethics, professional
standards, and evidence-based decision-making. Aligned with the 2025–2026 curriculum, it
equips students with the knowledge and confidence to excel on the exam and achieve top
performance.
─────────────────────────────
Key Features
✅ 120 Verified Questions with Detailed Correct Answers
✅ Updated for ICEP 2025–2026 Curriculum Standards
✅ Real Exam-Style Format for Accurate Preparation
✅ Covers Core Topics: Clinical Practice, Patient Care, Ethics, Professional Standards, and
Evidence-Based Decision-Making
✅ A+ Graded Content for Accuracy and Reliability
─────────────────────────────
Purpose
• To provide a comprehensive review for the ICEP Final Exam
• To reinforce clinical knowledge, ethical decision-making, and professional competency
• To help students achieve high exam scores and mastery of course objectives
─────────────────────────────
Recommended For
• Students preparing for the ICEP Final Exam
• Learners seeking to strengthen clinical, ethical, and professional knowledge
• Educators and tutors developing high-quality study support materials
─────────────────────────────
Your Complete ICEP Study Resource
With 120 verified questions and detailed correct answers, the ICEP Final Exam and Study
Guide 2025–2026 is your most reliable, current, and effective tool for mastering core concepts
and passing your exam with confidence.
─────────────────────────────
,Increasing a monthly payment beyond the minimum required by the credit issuer is known as:
a. paying more on the principal.
b. rolling up the payment.
c. paying the high-interest debts first.
d. paying the largest debt first. - ANSWER-A. paying more on the principal
One disadvantage of leasing a car is:
a. equity builds every month.
b. inconsistent monthly payments.
c. locked into a contract.
d. no factory warranty. - ANSWER-c. locked into a contract
When determining if a vehicle is affordable which of the following is NOT important to consider? a.
Purchase price
b. Maintenance
c. Insurance
d. Ability to pay online - ANSWER-d. ability to pay online
Which type of savings helps one cope when the unthinkable occurs? a.
Set-aside
b. Retirement
c. Emergency
d. Holiday - ANSWER-C. Emergency
A good action plan includes:
a. the counselor completing a budget and giving it to the member.
b. a list of steps and timeline for the member to complete.
, c. a list of family members to contact.
d. the counselor making creditor calls. - ANSWER-b. A list of steps and timeline for the member to
complete
Which of the following is not an example of ways members may start saving?
a. After a loan is paid off deposit the old loan payment amount to savings
b. Increase living standard expenses with each new raise
c. Depositing bonuses or tax refunds to savings
d. Have a portion of each paycheck directly deposited to a savings account - ANSWER-b. Increase
living standard expenses with each new raise
"Safety-net savings" is designed to help members:
a. Through a period of reduced or lost income.
b. Pay for occasional or periodic expenses.
c. Reach a long-term goal.
d. Sustain income during retirement. - ANSWER-a.Through a period of reduced or lost income.
One way to overcome a member's objection to financial counseling is to:
a. Simply dismiss any negative comments a member makes.
b. Speak in a loud tone to reinforce authority as a counselor.
c. Refer member to another financial counselor.
d. Express confidence in member's ability to address problem. - ANSWER-d. Express confidence in
member's ability to address problem.
You can help couples and families who have difficulties talking through money issues by doing all of the
following except:
a. Have each person write down individual goals & then share with each other.
ACTUAL EXAM 120 QUESTIONS AND CORRECT
DETAILED ANSWERS |ALREADY GRADED A+
Overview
Developed to mirror the structure and rigor of the ICEP Final Exam, this comprehensive study
guide reinforces essential concepts in clinical practice, patient care, ethics, professional
standards, and evidence-based decision-making. Aligned with the 2025–2026 curriculum, it
equips students with the knowledge and confidence to excel on the exam and achieve top
performance.
─────────────────────────────
Key Features
✅ 120 Verified Questions with Detailed Correct Answers
✅ Updated for ICEP 2025–2026 Curriculum Standards
✅ Real Exam-Style Format for Accurate Preparation
✅ Covers Core Topics: Clinical Practice, Patient Care, Ethics, Professional Standards, and
Evidence-Based Decision-Making
✅ A+ Graded Content for Accuracy and Reliability
─────────────────────────────
Purpose
• To provide a comprehensive review for the ICEP Final Exam
• To reinforce clinical knowledge, ethical decision-making, and professional competency
• To help students achieve high exam scores and mastery of course objectives
─────────────────────────────
Recommended For
• Students preparing for the ICEP Final Exam
• Learners seeking to strengthen clinical, ethical, and professional knowledge
• Educators and tutors developing high-quality study support materials
─────────────────────────────
Your Complete ICEP Study Resource
With 120 verified questions and detailed correct answers, the ICEP Final Exam and Study
Guide 2025–2026 is your most reliable, current, and effective tool for mastering core concepts
and passing your exam with confidence.
─────────────────────────────
,Increasing a monthly payment beyond the minimum required by the credit issuer is known as:
a. paying more on the principal.
b. rolling up the payment.
c. paying the high-interest debts first.
d. paying the largest debt first. - ANSWER-A. paying more on the principal
One disadvantage of leasing a car is:
a. equity builds every month.
b. inconsistent monthly payments.
c. locked into a contract.
d. no factory warranty. - ANSWER-c. locked into a contract
When determining if a vehicle is affordable which of the following is NOT important to consider? a.
Purchase price
b. Maintenance
c. Insurance
d. Ability to pay online - ANSWER-d. ability to pay online
Which type of savings helps one cope when the unthinkable occurs? a.
Set-aside
b. Retirement
c. Emergency
d. Holiday - ANSWER-C. Emergency
A good action plan includes:
a. the counselor completing a budget and giving it to the member.
b. a list of steps and timeline for the member to complete.
, c. a list of family members to contact.
d. the counselor making creditor calls. - ANSWER-b. A list of steps and timeline for the member to
complete
Which of the following is not an example of ways members may start saving?
a. After a loan is paid off deposit the old loan payment amount to savings
b. Increase living standard expenses with each new raise
c. Depositing bonuses or tax refunds to savings
d. Have a portion of each paycheck directly deposited to a savings account - ANSWER-b. Increase
living standard expenses with each new raise
"Safety-net savings" is designed to help members:
a. Through a period of reduced or lost income.
b. Pay for occasional or periodic expenses.
c. Reach a long-term goal.
d. Sustain income during retirement. - ANSWER-a.Through a period of reduced or lost income.
One way to overcome a member's objection to financial counseling is to:
a. Simply dismiss any negative comments a member makes.
b. Speak in a loud tone to reinforce authority as a counselor.
c. Refer member to another financial counselor.
d. Express confidence in member's ability to address problem. - ANSWER-d. Express confidence in
member's ability to address problem.
You can help couples and families who have difficulties talking through money issues by doing all of the
following except:
a. Have each person write down individual goals & then share with each other.
