CISR Commercial Casualty 2
Exam Questions and Answers
100% Pass
Which of the following states is not a workers' compensation monopolistic state?
a. Wyoming
b. Texas
c. North Dakota
d. Ohio -
Answer: b. Texas
Question: The Business Auto Coverage Form defines "auto" and "mobile
equipment." All of the following are considered autos rather than mobile
equipment as defined in the Business Auto Coverage Form except:
a. road scraping equipment built on crawler treads
b. a self-propelled vehicle equipped with well servicing equipment
,c. a cherry picker mounted on a truck chassis
d. a self-propelled vehicle designed primarily for snow removal -
Answer: a. road scraping equipment built on crawler treads
Question: Which of the following is not a reason liability coverage will
automatically be extended for a non-owned auto being used as a temporary
substitute for a covered "auto" the named insured owns but cannot be used?
a. "Loss" or destruction
b. Breakdown
c. Service or repair
d. Insufficient towing capacity -
Answer: d. Insufficient towing capacity
Question: Your insured has an unendorsed Business Auto Coverage Form in
which Liability is written using Symbol 1 (Any "Auto"). An employee who is using
his personal vehicle on behalf of the business has an at-fault accident. Who is an
insured under your insured's policy
a. Both the named insured and the employee
b. Only the named insured
,c. Neither the named insured nor the employee
d. Only the employee -
Answer: b. Only the named insured
Question: Which of the following is not covered under Comprehensive coverage
provided by a Business Auto Coverage Form?
a. Vandalism to the service truck
b. Hail damage to the three sales vehicles parked in the parking lot over the
weekend
c. Damage to the business-owned pickup truck when the vehicle overturns
d. The damage caused by a tree branch that falls on the roof of the delivery van -
Answer: c. Damage to the business-owned pickup truck when the vehicle
overturns
Question: George drove the scheduled delivery truck to the client's home to
deliver a new refrigerator. While moving the appliance with the dolly (hand truck)
into the home, it fell and damaged the flooring. Which coverage form, if any,
would provide coverage for customer's floor?
a. Commercial General Liability Form
, b. Business Auto Coverage Form
c. Both the Commercial General Liability and the Business Auto Coverage, equally
d. Neither policy since the damage was caused by the dolly (hand truck) -
Answer: b. Business Auto Coverage Form
Question: Which of the following statements is not true about workers'
compensation statutes?
a. Death benefits can include weekly income benefits for the employee's eligible
dependents.
b. Most states impose a dollar limit on medical expenses.
c. Most states have rehabilitation benefits written into their law.
d. Lost wage benefits are paid to replace the loss of income suffered by an injured
or sick employee. -
Answer: b. Most states impose a dollar limit on medical expenses.
Question: Most workers' compensation statutes provide four types of benefits.
Which of the following is not one of those benefits?
a. Payments made to an employee to replace the loss of income suffered as a result
of a work-related injury
Exam Questions and Answers
100% Pass
Which of the following states is not a workers' compensation monopolistic state?
a. Wyoming
b. Texas
c. North Dakota
d. Ohio -
Answer: b. Texas
Question: The Business Auto Coverage Form defines "auto" and "mobile
equipment." All of the following are considered autos rather than mobile
equipment as defined in the Business Auto Coverage Form except:
a. road scraping equipment built on crawler treads
b. a self-propelled vehicle equipped with well servicing equipment
,c. a cherry picker mounted on a truck chassis
d. a self-propelled vehicle designed primarily for snow removal -
Answer: a. road scraping equipment built on crawler treads
Question: Which of the following is not a reason liability coverage will
automatically be extended for a non-owned auto being used as a temporary
substitute for a covered "auto" the named insured owns but cannot be used?
a. "Loss" or destruction
b. Breakdown
c. Service or repair
d. Insufficient towing capacity -
Answer: d. Insufficient towing capacity
Question: Your insured has an unendorsed Business Auto Coverage Form in
which Liability is written using Symbol 1 (Any "Auto"). An employee who is using
his personal vehicle on behalf of the business has an at-fault accident. Who is an
insured under your insured's policy
a. Both the named insured and the employee
b. Only the named insured
,c. Neither the named insured nor the employee
d. Only the employee -
Answer: b. Only the named insured
Question: Which of the following is not covered under Comprehensive coverage
provided by a Business Auto Coverage Form?
a. Vandalism to the service truck
b. Hail damage to the three sales vehicles parked in the parking lot over the
weekend
c. Damage to the business-owned pickup truck when the vehicle overturns
d. The damage caused by a tree branch that falls on the roof of the delivery van -
Answer: c. Damage to the business-owned pickup truck when the vehicle
overturns
Question: George drove the scheduled delivery truck to the client's home to
deliver a new refrigerator. While moving the appliance with the dolly (hand truck)
into the home, it fell and damaged the flooring. Which coverage form, if any,
would provide coverage for customer's floor?
a. Commercial General Liability Form
, b. Business Auto Coverage Form
c. Both the Commercial General Liability and the Business Auto Coverage, equally
d. Neither policy since the damage was caused by the dolly (hand truck) -
Answer: b. Business Auto Coverage Form
Question: Which of the following statements is not true about workers'
compensation statutes?
a. Death benefits can include weekly income benefits for the employee's eligible
dependents.
b. Most states impose a dollar limit on medical expenses.
c. Most states have rehabilitation benefits written into their law.
d. Lost wage benefits are paid to replace the loss of income suffered by an injured
or sick employee. -
Answer: b. Most states impose a dollar limit on medical expenses.
Question: Most workers' compensation statutes provide four types of benefits.
Which of the following is not one of those benefits?
a. Payments made to an employee to replace the loss of income suffered as a result
of a work-related injury
