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FLORIDA PUBLIC ADJUSTER STATE TEST
WITH QUESTIONS AND ANSWERS 100%
VERIFIED
7 Ethics to the code of Ethics - correct answer_ 1. No negotiating with
an attorney's client.
2. No misleading in any way.
3.No legal advice
4.No special releases, fill in the blanks only
5.No exploiting incapacitated clients
6.Advise the client of rights under the contract and by the state.
7.Act with no bias.
6 Rights of the Insured - correct answer_ 1. Acknowledgement in 14
Days
2. Approval or denial in 30 Days
3. Full payment as applicable in 90 Days
4.Free Mediation
5.a neutral evaluation of a sinkhole claim
6.Availability of assistance from the department of consumer services
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What does the Homeowners Flood Insurance Affordability Act of 2014
do? - correct answer_ Allows private carriers to write off four different
types of Flood Coverages.
FAJUA - correct answer_ Florida Automobile Joint Underwriting
Association
FIGA - correct answer_ Florida Insurance Guaranty Association
Citizens Property Insurance - correct answer_ Residual Property
Insurance
FRPCJUA - correct answer_ Florida Residential Property and Casualty
Joint Underwriting Association. Merged with FWUA to become Citizens
FWUA - correct answer_ Florida Windstorm Underwriting Association.
Merged with the FRPCJUA as Citizens.
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Florida No-Fault Tort Exemption - correct answer_ Those who comply
with the law are granted limited immunity from suits of others through
PIP coverage.
4 Exceptions to Tort Exemption(Threshold of No-Fault) - correct
answer_ 1. Significant and Permanent loss of bodily function.
2.Permanent injury other than scarring and disfigurement.
3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? - correct answer_ National Flood Insurance
Program
Form SR-22 - correct answer_ Drivers Convicted of DUI or a traffic
felony over the prior 3 years are required to have 100/300/50 coverage
or a certificate of self insurance of $350,000.
Contents of a CGL Contract - correct answer_ 1.Declarations Form
FLORIDA PUBLIC ADJUSTER STATE TEST
WITH QUESTIONS AND ANSWERS 100%
VERIFIED
7 Ethics to the code of Ethics - correct answer_ 1. No negotiating with
an attorney's client.
2. No misleading in any way.
3.No legal advice
4.No special releases, fill in the blanks only
5.No exploiting incapacitated clients
6.Advise the client of rights under the contract and by the state.
7.Act with no bias.
6 Rights of the Insured - correct answer_ 1. Acknowledgement in 14
Days
2. Approval or denial in 30 Days
3. Full payment as applicable in 90 Days
4.Free Mediation
5.a neutral evaluation of a sinkhole claim
6.Availability of assistance from the department of consumer services
,2|Page
What does the Homeowners Flood Insurance Affordability Act of 2014
do? - correct answer_ Allows private carriers to write off four different
types of Flood Coverages.
FAJUA - correct answer_ Florida Automobile Joint Underwriting
Association
FIGA - correct answer_ Florida Insurance Guaranty Association
Citizens Property Insurance - correct answer_ Residual Property
Insurance
FRPCJUA - correct answer_ Florida Residential Property and Casualty
Joint Underwriting Association. Merged with FWUA to become Citizens
FWUA - correct answer_ Florida Windstorm Underwriting Association.
Merged with the FRPCJUA as Citizens.
, 3|Page
Florida No-Fault Tort Exemption - correct answer_ Those who comply
with the law are granted limited immunity from suits of others through
PIP coverage.
4 Exceptions to Tort Exemption(Threshold of No-Fault) - correct
answer_ 1. Significant and Permanent loss of bodily function.
2.Permanent injury other than scarring and disfigurement.
3.Significant and Permanent scarring or disfigurement.
4.Death
What does NFIP stand for? - correct answer_ National Flood Insurance
Program
Form SR-22 - correct answer_ Drivers Convicted of DUI or a traffic
felony over the prior 3 years are required to have 100/300/50 coverage
or a certificate of self insurance of $350,000.
Contents of a CGL Contract - correct answer_ 1.Declarations Form
