HSCC Final Exam Questions and Answers Already Passed
Which of the following falls under the cost burden of obesity and subsequent diseases -
Answers heart disease
An employee who is addicted to nicotine and is a smoker could avoid penalties if they complete
with of the following - Answers A smoking cessation program
Wellness rules require that all employees are covered under the same employer-sponsored
health plan regardless of lifestyle choices - Answers true
Employers who ban unhealthy behaviors require employees to disclose smoking, weight, and
treatment adherence status. - Answers true
can be caused by smoking and obesity - Answers arthritis
$289 to $1.2 trillion is spent on diseases related to this every year - Answers smoking
The united states has some of the most of this in comparison to the rest of the world - Answers
obesity
This chronic disease can be avoided with weight management - Answers diabetes
Community rating based on one employee's costly medical condition - Answers geographic
rating
health insurance costs would have continued to be based on claims for employers without this -
Answers Health Care reform
This program limits the extent to which the health insurance industry can impose premium
surcharges on small employers - Answers ACA
Traditionally regulated by the states with a lot of variation prior to the ACA - Answers Risk
Classification
Studies show these individuals believe employees should be responsible for their own health -
Answers employers
This gets in the way of employers intruding into the health of employees - Answers reliance
These individuals will cost more in employer-provided health insurance programs - Answers
Employees with unhealthy lives
This thought about health care insurance by employers may result in employees leading a
healthier life - Answers Middle approach
Every year 40 percent more of premature deaths are related to ____ behaviors - Answers
unhealthy
, Health _________ is what makes an employee healthy or unhealthy. - Answers status
The _____ of health insurance for employers ultimately relates to how expensive the ______
needs of the employees are. - Answers cost and medical
More than 40% of premature deaths in the US result from unintentional injuries such as car
accidents - Answers false
medical treatments affect only ____% of individuals' health status - Answers 10
_____ tailors medications and other treatments to individual needs - Answers prospective
medicine
The US ranks _____ in life expectancy - Answers 42nd
One of the following is different:
smoking
obesity
diabetes and treatment adherence
unintentional injuries - Answers unintentional injuries
(All others are primary leading factors raising health care costs for employers)
despite widespread awareness and acceptance of the risks of smoking, 1 in ____ Americans still
smoke - Answers 6
the effects of being overweight are comparable to having diabetes or high blood pressure -
Answers True
Given: Weight =73 kg/161 lbs, height= 165 cm/5'5", what is the BMI? - Answers 26.8
(73/1.65msquared)
The term "obesity and with it diabetes" indicates the mutually exclusive association between the
two - Answers false
(mutally excluive meaning totally independent, whereas these two are related)
Due to high cost, employers are introducing lifestyle discrimination policies against the
following except
smoking
Which of the following falls under the cost burden of obesity and subsequent diseases -
Answers heart disease
An employee who is addicted to nicotine and is a smoker could avoid penalties if they complete
with of the following - Answers A smoking cessation program
Wellness rules require that all employees are covered under the same employer-sponsored
health plan regardless of lifestyle choices - Answers true
Employers who ban unhealthy behaviors require employees to disclose smoking, weight, and
treatment adherence status. - Answers true
can be caused by smoking and obesity - Answers arthritis
$289 to $1.2 trillion is spent on diseases related to this every year - Answers smoking
The united states has some of the most of this in comparison to the rest of the world - Answers
obesity
This chronic disease can be avoided with weight management - Answers diabetes
Community rating based on one employee's costly medical condition - Answers geographic
rating
health insurance costs would have continued to be based on claims for employers without this -
Answers Health Care reform
This program limits the extent to which the health insurance industry can impose premium
surcharges on small employers - Answers ACA
Traditionally regulated by the states with a lot of variation prior to the ACA - Answers Risk
Classification
Studies show these individuals believe employees should be responsible for their own health -
Answers employers
This gets in the way of employers intruding into the health of employees - Answers reliance
These individuals will cost more in employer-provided health insurance programs - Answers
Employees with unhealthy lives
This thought about health care insurance by employers may result in employees leading a
healthier life - Answers Middle approach
Every year 40 percent more of premature deaths are related to ____ behaviors - Answers
unhealthy
, Health _________ is what makes an employee healthy or unhealthy. - Answers status
The _____ of health insurance for employers ultimately relates to how expensive the ______
needs of the employees are. - Answers cost and medical
More than 40% of premature deaths in the US result from unintentional injuries such as car
accidents - Answers false
medical treatments affect only ____% of individuals' health status - Answers 10
_____ tailors medications and other treatments to individual needs - Answers prospective
medicine
The US ranks _____ in life expectancy - Answers 42nd
One of the following is different:
smoking
obesity
diabetes and treatment adherence
unintentional injuries - Answers unintentional injuries
(All others are primary leading factors raising health care costs for employers)
despite widespread awareness and acceptance of the risks of smoking, 1 in ____ Americans still
smoke - Answers 6
the effects of being overweight are comparable to having diabetes or high blood pressure -
Answers True
Given: Weight =73 kg/161 lbs, height= 165 cm/5'5", what is the BMI? - Answers 26.8
(73/1.65msquared)
The term "obesity and with it diabetes" indicates the mutually exclusive association between the
two - Answers false
(mutally excluive meaning totally independent, whereas these two are related)
Due to high cost, employers are introducing lifestyle discrimination policies against the
following except
smoking
