UHC MEDICARE BASICS TEST Actual Exam Questions And Correct Answers With Rationale Latest Update

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UHC Medicare Basics Test EXAM 1

QUESTION: Milton is retiring on his 65th birthday. He is eligible for Medicare and already
receives Social Security benefits. How does he enroll in Original Medicare?

-He can only sign up for Medicare Parts A and/or B at his local Social Security office.

-He can sign up for Medicare Parts A and/or B with any licensed insurance agent.

-His enrollment in Medicare Parts A and B is generally automatic if he meets all eligibility
requirements

-He must enroll in Medicare Parts A and B through his current or former employer. - ANSWERHis
enrollment in Medicare Parts A and B is generally automatic if he meets all eligibility
requirements




QUESTION: Which statement is true about a member of a Medicare Advantage (MA) Plan who
wants to enroll in a Medicare Supplement Insurance Plan?

When a consumer enrolls in a Medicare Supplement Insurance Plan, they are not automatically
disenrolled from their MA Plan.

When a consumer enrolls in a Medicare Supplement Insurance Plan, they are automatically
disenrolled from their MA Plan.

A consumer can use a Medicare Supplement Insurance Plan and an MA Plan at the same time.

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A member does not need a valid election period to disenroll from an MA plan. - ANSWER-When
a consumer enrolls in a Medicare Supplement Insurance Plan, they are not automatically
disenrolled from their MA Plan.




QUESTION: Being 65 or older, being under 65 years of age with certain disabilities for more than
24 months, and being any age with ESRD or ALS are each eligibility requirements for which
program?

Medicaid

Low Income Subsidy

Original Medicare - ANSWER-Original Medicare




QUESTION: Which of the following defines a Medicare Advantage (MA) Plan?

MA Plans provide Medicare hospital and medical insurance but never include any Medicare
prescription drug coverage.

MA Plans are health plan options approved by Medicare and offered by private insurance
companies.

MA Plans must only provide benefits equivalent to Original Medicare and are not allowed to
offer additional benefits.

MA Plans are part of Medicare and are also called Part B. - ANSWER-MA Plans are health plan
options approved by Medicare and offered by private insurance companies.

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QUESTION: Which of the following is NOT an eligibility requirement for enrollment in a
Medicare Advantage Plan?

Does not have any pre-existing conditions such as diabetes or End Stage Renal Disease (ESRD)

Is enrolled in Medicare Part B

Is entitled to Medicare Part A

Resides in the plan's service area - ANSWER-Does not have any pre-existing conditions such as
diabetes or End Stage Renal Disease (ESRD)




QUESTION: Which of the following statements is correct about HMO MA Plans?

Members must receive covered services from contracted network providers. (??)

There are no exceptions to the provider network requirement for obtaining certain services
from out-of-network providers.

Most benefits are covered out-of-network but at a higher cost. (X)

Members that use out-of-network providers for routine office visits must pay a penalty in
addition to any copayment. (X) - ANSWER-...




QUESTION: Which of the following is NOT a correct statement about in-network provider
services?

HMO-POS Plans only cover in-network services.

Network-based MA plans have a provider network the member can use, and some plans also
cover certain services outside the network.