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CPCU 552 Questions and Correct Answers
The difference between the coverage provided by the Electronic
Data Liability endorsement and the Electronic Data Liability
Coverage Form includes the fact that Ans: The coverage in the
Electronic Data Liability Coverage Form is broader.
Loss or Damage to Data Ans: first-party expenses related to data
and systems restoration, investigations, extortion, notifications
and breach consulting
The ISO Commercial General Liability (CGL) policy definition of
personal and advertising injury includes consequential bodily
injury arising out of which one of the following offenses? Ans:
Oral or written material that slanders or libels a person or an
organization or disparages a person's or an organization's goods,
products, or services
Which one of the following explains why the same "Workers
Compensation and Employers Liability Insurance Policy" is able to
be used in all states even though the provisions of the various
state laws and the employee benefits have many differences? Ans:
The coverage provided by Part 1 obligates the insurer to pay all
benefits required of the insured by the workers compensation law
or occupational disease law of any state listed in Item 3.A of the
Information Page.
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All of the following are examples of a coverage that is excluded
under Coverage A of the CGL coverage form because it is insured
under another policy, EXCEPT: Ans: Liquor liability
The Coverage B—Personal and Advertising Injury Liability of the
Commercial General Liability (CGL) Coverage Form parallels the
Coverage A insuring agreement, but personal and advertising
injury applies to an Ans: Offense arising out of the named
insured's business.
The Employees as Insureds endorsement on a business auto
coverage form extends coverage to Ans: Include employees as
insureds while using their own autos on the named insured's
behalf.
In the liability coverage agreement of the Business Auto Coverage
Form (BACF), the insurer expresses its three distinct duties. What
are they? Ans: Duty to pay damages, duty to pay pollution costs
or expense, duty to defend
The Auto Medical Payments Coverage endorsement to the business
auto policy provides coverage for Ans: Reasonable and necessary
medical and funeral expenses incurred by a person injured while
occupying a covered auto.
Which one of the following explains why cyber risk loss exposures
posed coverage problems for insurers under the Business and
© 2025 All rights reserved
CPCU 552 Questions and Correct Answers
The difference between the coverage provided by the Electronic
Data Liability endorsement and the Electronic Data Liability
Coverage Form includes the fact that Ans: The coverage in the
Electronic Data Liability Coverage Form is broader.
Loss or Damage to Data Ans: first-party expenses related to data
and systems restoration, investigations, extortion, notifications
and breach consulting
The ISO Commercial General Liability (CGL) policy definition of
personal and advertising injury includes consequential bodily
injury arising out of which one of the following offenses? Ans:
Oral or written material that slanders or libels a person or an
organization or disparages a person's or an organization's goods,
products, or services
Which one of the following explains why the same "Workers
Compensation and Employers Liability Insurance Policy" is able to
be used in all states even though the provisions of the various
state laws and the employee benefits have many differences? Ans:
The coverage provided by Part 1 obligates the insurer to pay all
benefits required of the insured by the workers compensation law
or occupational disease law of any state listed in Item 3.A of the
Information Page.
© 2025 All rights reserved
, 2 | Page
All of the following are examples of a coverage that is excluded
under Coverage A of the CGL coverage form because it is insured
under another policy, EXCEPT: Ans: Liquor liability
The Coverage B—Personal and Advertising Injury Liability of the
Commercial General Liability (CGL) Coverage Form parallels the
Coverage A insuring agreement, but personal and advertising
injury applies to an Ans: Offense arising out of the named
insured's business.
The Employees as Insureds endorsement on a business auto
coverage form extends coverage to Ans: Include employees as
insureds while using their own autos on the named insured's
behalf.
In the liability coverage agreement of the Business Auto Coverage
Form (BACF), the insurer expresses its three distinct duties. What
are they? Ans: Duty to pay damages, duty to pay pollution costs
or expense, duty to defend
The Auto Medical Payments Coverage endorsement to the business
auto policy provides coverage for Ans: Reasonable and necessary
medical and funeral expenses incurred by a person injured while
occupying a covered auto.
Which one of the following explains why cyber risk loss exposures
posed coverage problems for insurers under the Business and
© 2025 All rights reserved
