Module 9.2: Vehicle Ownership
before purchasing a vehicle - ✔✔ correct answer take time to research car buying strategies, talk to
friends and family for advice, and learn how loans and credit work
additional costs that come with buying a car - ✔✔ correct answer Auto insurance
State tax on the vehicle price
State registration fees
Tolls from routes you drive on
Parking fees
Fuel, which is greatly affected by your vehicle's gas mileage and your driving habits
Maintenance, which is affected by your driving habits and the availability of parts for your vehicle
difference between purchasing used and new cars - ✔✔ correct answer new car will have higher
initial purchase price, but is likely to save you money on maintenance and fuel
new car with good gas mileage could save you money over a used car with poor gas mileage
new car with poor gas mileage or expensive maintenance costs (like some foreign and luxury cars)
might end up costing you more money than a used car
Florida residents with a Florida vehicle - ✔✔ correct answer must register the vehicle with the
FLHSMV
to register vehicle - ✔✔ correct answer need a certificate of title (proving that you own the vehicle)
and proof of insurance
*all Florida drivers must have at least $10,000 each in Personal Injury Protection (PIP) and Property
Damage Liability (PDL)
**(drivers with a record of crashes or traffic violations need extra insurance to register their vehicle)
You can apply for certificate of title, license plates, and vehicle registration at any FLHSMV office. If
you hold an out-of-state driver license, you'll need to apply for a Florida license before you register
your vehicle.
license plate - ✔✔ correct answer vehicle must always have a current license plate, and always have
vehicle registration with you
before purchasing a vehicle - ✔✔ correct answer take time to research car buying strategies, talk to
friends and family for advice, and learn how loans and credit work
additional costs that come with buying a car - ✔✔ correct answer Auto insurance
State tax on the vehicle price
State registration fees
Tolls from routes you drive on
Parking fees
Fuel, which is greatly affected by your vehicle's gas mileage and your driving habits
Maintenance, which is affected by your driving habits and the availability of parts for your vehicle
difference between purchasing used and new cars - ✔✔ correct answer new car will have higher
initial purchase price, but is likely to save you money on maintenance and fuel
new car with good gas mileage could save you money over a used car with poor gas mileage
new car with poor gas mileage or expensive maintenance costs (like some foreign and luxury cars)
might end up costing you more money than a used car
Florida residents with a Florida vehicle - ✔✔ correct answer must register the vehicle with the
FLHSMV
to register vehicle - ✔✔ correct answer need a certificate of title (proving that you own the vehicle)
and proof of insurance
*all Florida drivers must have at least $10,000 each in Personal Injury Protection (PIP) and Property
Damage Liability (PDL)
**(drivers with a record of crashes or traffic violations need extra insurance to register their vehicle)
You can apply for certificate of title, license plates, and vehicle registration at any FLHSMV office. If
you hold an out-of-state driver license, you'll need to apply for a Florida license before you register
your vehicle.
license plate - ✔✔ correct answer vehicle must always have a current license plate, and always have
vehicle registration with you
