PUBHLTH129 EXAM REVIEW Questions AND Correct Answers
1906 Food and Drugs Act - ✔✔FDA authorized to take action only
after drugs sold to consumers cause harm.
1938 Federal Food, Drug, and Cosmetic Act - ✔✔Evidence of safety is
required before new drugs or devices can be marketed.
1983 Orphan Drug Act - ✔✔Drug manufacturers are given incentives
to produce new drugs for rare diseases. -- orphan drug = new drug
therapies
1992 Prescription Drug User Fee Act - ✔✔FDA receives the authority
to collect application fees from drug companies to provide additional
resources to shorten the drug approval process.
1997 Food and Drug Administration Act - ✔✔Fast-track approvals for
life-saving drugs are permitted when their expected benefits exceed
those of existing therapies.
A high-deductible health plan has... - ✔✔low premium costs
Although medical technology brings numerous benefits, what have
been some of the main challenges posed by the growing use of
medical technology in the United States? - ✔✔- high cost
,- overspecialization
- wasteful care
Briefly explain how insurance functions in relation to risk for
individuals and groups. - ✔✔- Risk is more unpredictable for
individuals
- Risk is more predictable and shared for groups
Discuss how cost sharing applies to health insurance. - ✔✔People do
not need to use their health insurance benefits since cost sharing
reduces the moral hazard.
Discuss the payment method and risk sharing under capitation. -
✔✔HMOs pay providers a set fee for each person a month. Capitation
shares risk with providers.
Discuss the prospective payment system under DRGs. - ✔✔DRG =
diagnostic related group (how people get paid)
- DRGs determine how you are getting paid - DRGs are established by
the government to control costs.
Explain the growth of managed care that began in the 1980s. - ✔✔The
government subsidized insurance companies, companies were making
, money because they established a new way of doing business. Private
companies were no longer able to afford their old retrospective
insurance plans so they joined up with MCOs.
Five main types of private insurance; - ✔✔1) group insurance 2) self-
insurance 3) individual practice insurance 4) managed care plans 5)
high-deductible health plans (HDHPs)
HIPAA allowed patients to have the right to, - ✔✔• Inspect and have
copies of their protected health information
• To request corrections to the records
• Restrict the use of the information
HIPAA restricted the legal use of personal medical information for
three main purposes: - ✔✔health care delivery to the patient,
operation of the health care organization, and reimbursement.
How do American cultural beliefs and values influence the use of
medical technology? - ✔✔- capitalism allows for more innovation
- lack of government intervention
- entitlement to the best care
- overall high expectations
1906 Food and Drugs Act - ✔✔FDA authorized to take action only
after drugs sold to consumers cause harm.
1938 Federal Food, Drug, and Cosmetic Act - ✔✔Evidence of safety is
required before new drugs or devices can be marketed.
1983 Orphan Drug Act - ✔✔Drug manufacturers are given incentives
to produce new drugs for rare diseases. -- orphan drug = new drug
therapies
1992 Prescription Drug User Fee Act - ✔✔FDA receives the authority
to collect application fees from drug companies to provide additional
resources to shorten the drug approval process.
1997 Food and Drug Administration Act - ✔✔Fast-track approvals for
life-saving drugs are permitted when their expected benefits exceed
those of existing therapies.
A high-deductible health plan has... - ✔✔low premium costs
Although medical technology brings numerous benefits, what have
been some of the main challenges posed by the growing use of
medical technology in the United States? - ✔✔- high cost
,- overspecialization
- wasteful care
Briefly explain how insurance functions in relation to risk for
individuals and groups. - ✔✔- Risk is more unpredictable for
individuals
- Risk is more predictable and shared for groups
Discuss how cost sharing applies to health insurance. - ✔✔People do
not need to use their health insurance benefits since cost sharing
reduces the moral hazard.
Discuss the payment method and risk sharing under capitation. -
✔✔HMOs pay providers a set fee for each person a month. Capitation
shares risk with providers.
Discuss the prospective payment system under DRGs. - ✔✔DRG =
diagnostic related group (how people get paid)
- DRGs determine how you are getting paid - DRGs are established by
the government to control costs.
Explain the growth of managed care that began in the 1980s. - ✔✔The
government subsidized insurance companies, companies were making
, money because they established a new way of doing business. Private
companies were no longer able to afford their old retrospective
insurance plans so they joined up with MCOs.
Five main types of private insurance; - ✔✔1) group insurance 2) self-
insurance 3) individual practice insurance 4) managed care plans 5)
high-deductible health plans (HDHPs)
HIPAA allowed patients to have the right to, - ✔✔• Inspect and have
copies of their protected health information
• To request corrections to the records
• Restrict the use of the information
HIPAA restricted the legal use of personal medical information for
three main purposes: - ✔✔health care delivery to the patient,
operation of the health care organization, and reimbursement.
How do American cultural beliefs and values influence the use of
medical technology? - ✔✔- capitalism allows for more innovation
- lack of government intervention
- entitlement to the best care
- overall high expectations
