PHPM 310 - FINAL exam question bank Questions With
Complete Solutions
____ have larger median education debt;___ are more likely to
have any educational debt. correct answers doctors, PAs
(T/F) A medical loss ratio close to 1 means that the premium is
actuarially fair. correct answers TRUE
(T/F) About 40% of the uninsured were expected to gain health
insurance via the ACA's Medicaid expansion provision correct
answers TRUE
(T/F) About 85% of the possible gains in life expectancy have
already been achieved
(compression mortality) correct answers TRUE
(T/F) As a % of their economies (GDP), the US and European
governments spend about the same on social programs. correct
answers FALSE
(T/F) Based on profit margins, the pharmaceutical industry
appears to highly competitive correct answers FALSE
(T/F) Compression of mortality means that people are living
longer lives without regard to their quality of life. correct
answers TRUE
(T/F) Consumer choice of physicians and treatments is one
important advantage of a multi-payer healthcare system correct
answers TRUE
, (T/F) From the social justice perspective, access to health care
should be a reward for individual effort and achievement.
correct answers FALSE
(T/F) History suggests that private health insurance companies
could have provided health insurance to all Americans if only
the government had not intervened correct answers FALSE
(T/F) Life expectancy works best when infant mortality is high.
(using life expectancy to measure changes in population health)
correct answers TRUE
(T/F) Medicare, by itself, protects most beneficiaries from
catastrophic out-of-pocket health expenditures should they
become seriously ill. correct answers FALSE
(T/F) On average, older workers with employer-sponsored
health insurance help lower the premiums for younger workers?
correct answers FALSE
(T/F) PAs must complete 1 year of residency after completing
their degree to obtain a license to practice correct answers
FALSE
(T/F) Prescription medication spending is growing faster than
any other component of national health expenditures. correct
answers FALSE
Complete Solutions
____ have larger median education debt;___ are more likely to
have any educational debt. correct answers doctors, PAs
(T/F) A medical loss ratio close to 1 means that the premium is
actuarially fair. correct answers TRUE
(T/F) About 40% of the uninsured were expected to gain health
insurance via the ACA's Medicaid expansion provision correct
answers TRUE
(T/F) About 85% of the possible gains in life expectancy have
already been achieved
(compression mortality) correct answers TRUE
(T/F) As a % of their economies (GDP), the US and European
governments spend about the same on social programs. correct
answers FALSE
(T/F) Based on profit margins, the pharmaceutical industry
appears to highly competitive correct answers FALSE
(T/F) Compression of mortality means that people are living
longer lives without regard to their quality of life. correct
answers TRUE
(T/F) Consumer choice of physicians and treatments is one
important advantage of a multi-payer healthcare system correct
answers TRUE
, (T/F) From the social justice perspective, access to health care
should be a reward for individual effort and achievement.
correct answers FALSE
(T/F) History suggests that private health insurance companies
could have provided health insurance to all Americans if only
the government had not intervened correct answers FALSE
(T/F) Life expectancy works best when infant mortality is high.
(using life expectancy to measure changes in population health)
correct answers TRUE
(T/F) Medicare, by itself, protects most beneficiaries from
catastrophic out-of-pocket health expenditures should they
become seriously ill. correct answers FALSE
(T/F) On average, older workers with employer-sponsored
health insurance help lower the premiums for younger workers?
correct answers FALSE
(T/F) PAs must complete 1 year of residency after completing
their degree to obtain a license to practice correct answers
FALSE
(T/F) Prescription medication spending is growing faster than
any other component of national health expenditures. correct
answers FALSE
