ALU 101 UPDATED QUESTIONS AND
CORRECT ANSWERS
The test that measures thyroid function is:
1. thoracentesis
2. fine needle aspirate (FNA)
3. fluorescein angiography
4. radioactive iodine uptake - CORRECT ANSWER 4. radioactive iodine uptake
2. The cardiac ejection fraction measures the:
1. pumping ability of the heart
2. degree of atherosclerosis
3. carotid intimal-medial thickness
4. level of radioisotope in the heart - CORRECT ANSWER 1. pumping ability of the
heart
3. The measure of a test's ability to exclude the possibility of a particular disease is:
1. sensitivity
2. reliability
3. reasonability
4. specificity - CORRECT ANSWER 4. specificity
4. The benefit that allows additional insurance coverage to be purchased at certain times
during the life of the contract is the:
1. guaranteed insurability option
2. change of plan provision
3. extended maturity option
4. entire contract provision - CORRECT ANSWER 1. guaranteed insurability option
,5. The principal cause of hang gliding accidents is:
1. pilot error
2. weather
3. physical demands
4. equipment malfunction - CORRECT ANSWER 1. pilot error
6. When underwriting an individual for key person life insurance, all of the following are
considerations EXCEPT:
1. business history of the company
2. number of key employees in the company
3. age of the proposed insured
4. cost of estate taxes at the proposed insured's death - CORRECT ANSWER 4. cost of
estate taxes at the proposed insured's death
7. Features of term life insurance contracts typically include all of the following EXCEPT:
1. convertibility
2. defined period of coverage
3. cash value
4. renewability - CORRECT ANSWER 3. cash value
8. All of the following statements regarding the instrument flight rating are correct EXCEPT:
1. It is held by approximately half of the pilot population.
2. It indicates mastery of instruments for aircraft navigation.
3. It is a required rating for commercial pilots.
4. It limits pilots to flying in daylight hours. - CORRECT ANSWER 4. It limits pilots
to flying in daylight hours.
9. The estimated glomerular filtration rate (eGFR) is based on all of the following EXCEPT:
1. serum creatinine
2. serum albumin
, 3. age
4. gender - CORRECT ANSWER 2. serum albumin
10. Complications of diabetes can include which of the following: A. Coronary artery disease
B. Retinopathy
C. Hepatitis
Answer Options:
1. A and B only are correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct. - CORRECT ANSWER 1. A and B only are correct.
11. The components of pricing life insurance products include which of the following?
A. Mortality
B. Expenses
C. Investments
Answer Options:
1. A and B only are correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct. - CORRECT ANSWER 4. A, B, and C are correct.
12. The most common cause of chronic pancreatitis is:
1. cancer
2. smoking
3. cocaine use
4. alcohol abuse - CORRECT ANSWER 4. alcohol abuse
CORRECT ANSWERS
The test that measures thyroid function is:
1. thoracentesis
2. fine needle aspirate (FNA)
3. fluorescein angiography
4. radioactive iodine uptake - CORRECT ANSWER 4. radioactive iodine uptake
2. The cardiac ejection fraction measures the:
1. pumping ability of the heart
2. degree of atherosclerosis
3. carotid intimal-medial thickness
4. level of radioisotope in the heart - CORRECT ANSWER 1. pumping ability of the
heart
3. The measure of a test's ability to exclude the possibility of a particular disease is:
1. sensitivity
2. reliability
3. reasonability
4. specificity - CORRECT ANSWER 4. specificity
4. The benefit that allows additional insurance coverage to be purchased at certain times
during the life of the contract is the:
1. guaranteed insurability option
2. change of plan provision
3. extended maturity option
4. entire contract provision - CORRECT ANSWER 1. guaranteed insurability option
,5. The principal cause of hang gliding accidents is:
1. pilot error
2. weather
3. physical demands
4. equipment malfunction - CORRECT ANSWER 1. pilot error
6. When underwriting an individual for key person life insurance, all of the following are
considerations EXCEPT:
1. business history of the company
2. number of key employees in the company
3. age of the proposed insured
4. cost of estate taxes at the proposed insured's death - CORRECT ANSWER 4. cost of
estate taxes at the proposed insured's death
7. Features of term life insurance contracts typically include all of the following EXCEPT:
1. convertibility
2. defined period of coverage
3. cash value
4. renewability - CORRECT ANSWER 3. cash value
8. All of the following statements regarding the instrument flight rating are correct EXCEPT:
1. It is held by approximately half of the pilot population.
2. It indicates mastery of instruments for aircraft navigation.
3. It is a required rating for commercial pilots.
4. It limits pilots to flying in daylight hours. - CORRECT ANSWER 4. It limits pilots
to flying in daylight hours.
9. The estimated glomerular filtration rate (eGFR) is based on all of the following EXCEPT:
1. serum creatinine
2. serum albumin
, 3. age
4. gender - CORRECT ANSWER 2. serum albumin
10. Complications of diabetes can include which of the following: A. Coronary artery disease
B. Retinopathy
C. Hepatitis
Answer Options:
1. A and B only are correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct. - CORRECT ANSWER 1. A and B only are correct.
11. The components of pricing life insurance products include which of the following?
A. Mortality
B. Expenses
C. Investments
Answer Options:
1. A and B only are correct.
2. A and C only are correct.
3. B and C only are correct.
4. A, B, and C are correct. - CORRECT ANSWER 4. A, B, and C are correct.
12. The most common cause of chronic pancreatitis is:
1. cancer
2. smoking
3. cocaine use
4. alcohol abuse - CORRECT ANSWER 4. alcohol abuse
