Elements Of Risk Management Cisr – Quiz
2025/26 Questions And Answers |100%
Accurate
A ____ is a cause of loss
peril
A situation, behavior, or condition that may lead to adverse financial
consequences
exposure
A cyberattack is an example of a ____
peril
An Insured who shows no regard for his insured property demonstrates a
morale hazard
A spill on a supermarket aisle is an example of a ____ because it increases the
likelihood that someone will fall
hazard
A passenger enters an elevator. His clothing is caught in the elevator door as
the door closes. The passenger snatches the clothing from the door before the
elevator begins to move. He is uninjured and his clothes are not damaged.
incident
A mixing paddle on a faulty bakery mixer snaps and strikes an employee's
hand. The employee's hand is cut and bleeding
accident
A driver is at fault in a minor auto accident. The other driver is uninjured,
but the bumper on her car requires repairs. The other driver demands that
the at-fault driver's insurance company pay for the loss.
2025/26 Questions And Answers |100%
Accurate
A ____ is a cause of loss
peril
A situation, behavior, or condition that may lead to adverse financial
consequences
exposure
A cyberattack is an example of a ____
peril
An Insured who shows no regard for his insured property demonstrates a
morale hazard
A spill on a supermarket aisle is an example of a ____ because it increases the
likelihood that someone will fall
hazard
A passenger enters an elevator. His clothing is caught in the elevator door as
the door closes. The passenger snatches the clothing from the door before the
elevator begins to move. He is uninjured and his clothes are not damaged.
incident
A mixing paddle on a faulty bakery mixer snaps and strikes an employee's
hand. The employee's hand is cut and bleeding
accident
A driver is at fault in a minor auto accident. The other driver is uninjured,
but the bumper on her car requires repairs. The other driver demands that
the at-fault driver's insurance company pay for the loss.
