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PEARSON VUE HEALTH INSURANCE PRACTICE
EXAM 2 UPDATED QUESTIONS AND 100%
CORRECT ANSWERS WITH A GUARANTEED
A+|| 2025-2026 LATEST AND COMPLETE UPDATE
WITH VERIFIED SOLUTIONS|| GUARANTEED
PASS!!
Medicare Part A covers which of the following expenses? - ANSWER:
Hospital room and board
Which of the following reports may include information obtained by a
telephone call to the proposed insured? - ANSWER: Inspection report
An individual who has had a heart murmur since birth is likely to be
issued an individual disability policy that includes: - ANSWER: an
Exclusionary/ Impairment rider
On June 1, S purchased a Major Medical policy and paid the initial
premium to Producer T. On July 1, Producer T received the policy from
the insurance company. The policy contained a Ten-Day Free Look
provision. On July 3, Producer T attempted to deliver the policy but
found that S was not at home. On July 5, Producer T was able to deliver
the policy to S. On July 7, S decided he did not want the policy. S had
10 days from which of the following dates to return the policy to the
company and obtain a full premium refund? - ANSWER: July 5
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When delivering a policy to a client, a producer should take all of the
following actions EXCEPT: - ANSWER: keep the policy in the
producer's office for safe-keeping on behalf of the client
An applicant for insurance submits an application to an insurer for
underwriting but does not forward any premium payment with the
application. Legally, the applicant is making: - ANSWER: an inquiry
for an offer
Which of the following definitions of disability would cover a
permanent partial disability? - ANSWER: Residual disability
The Elimination Period in most Disability Income policies applies: -
ANSWER: to each separate disability
Which of the following statements is CORRECT about a Waiver of
Premium provision in a Disability Income policy? - ANSWER: It
allows the insured to maintain a policy in force while disabled and
unable to pay premiums.
The Consideration clause in an accident and health policy states the: -
ANSWER: the applicant pays the initial premium
All of the following elements are required of a contract EXCEPT: -
ANSWER: assignment
PEARSON VUE HEALTH INSURANCE PRACTICE
EXAM 2 UPDATED QUESTIONS AND 100%
CORRECT ANSWERS WITH A GUARANTEED
A+|| 2025-2026 LATEST AND COMPLETE UPDATE
WITH VERIFIED SOLUTIONS|| GUARANTEED
PASS!!
Medicare Part A covers which of the following expenses? - ANSWER:
Hospital room and board
Which of the following reports may include information obtained by a
telephone call to the proposed insured? - ANSWER: Inspection report
An individual who has had a heart murmur since birth is likely to be
issued an individual disability policy that includes: - ANSWER: an
Exclusionary/ Impairment rider
On June 1, S purchased a Major Medical policy and paid the initial
premium to Producer T. On July 1, Producer T received the policy from
the insurance company. The policy contained a Ten-Day Free Look
provision. On July 3, Producer T attempted to deliver the policy but
found that S was not at home. On July 5, Producer T was able to deliver
the policy to S. On July 7, S decided he did not want the policy. S had
10 days from which of the following dates to return the policy to the
company and obtain a full premium refund? - ANSWER: July 5
, 2|Page
When delivering a policy to a client, a producer should take all of the
following actions EXCEPT: - ANSWER: keep the policy in the
producer's office for safe-keeping on behalf of the client
An applicant for insurance submits an application to an insurer for
underwriting but does not forward any premium payment with the
application. Legally, the applicant is making: - ANSWER: an inquiry
for an offer
Which of the following definitions of disability would cover a
permanent partial disability? - ANSWER: Residual disability
The Elimination Period in most Disability Income policies applies: -
ANSWER: to each separate disability
Which of the following statements is CORRECT about a Waiver of
Premium provision in a Disability Income policy? - ANSWER: It
allows the insured to maintain a policy in force while disabled and
unable to pay premiums.
The Consideration clause in an accident and health policy states the: -
ANSWER: the applicant pays the initial premium
All of the following elements are required of a contract EXCEPT: -
ANSWER: assignment
