PHPM 310 Final Review Questions with Correct Answers Latest Update

PHPM 310 Final Review Questions with Correct Answers Latest Update Medical malpractice "crises" are best explained by: (Crises: when the doctors premiums get ridiculously expensive for a while, nothing to do with malpractice but rather economic cycles - Answers Competitions amongst insurance The need for malpractice reform is driven by - Answers physician dissatisfaction with malpractice premiums - tort reform: making it harder to sue physicians Tort reforms are likely to reduce consumer spending on healthcare (lower healthcare insurance premiums) T or F - Answers False: tort reforms are good for doctors but not good for doctors Which statement regarding negligent injury and malpractice claims is true? -Most patients who are negligently injured sue -Most suits are brought by patients who have been negligently injured - Answers Neither Which tort reform is most likely to improve the efficiency and fairness of the medical malpractice system and be politically feasible in the US? - Answers holding organizations, not individual physicians, liable Goals of the medical malpractice system include: -Deter medical negligence -Remunerate patients for injuries suffered due to negligence -Both -Neither - Answers Both Medical malpractice claims involved both civil and criminal penalties T or F - Answers False: most civil penalties The direct costs associated with malpractice (ex: awards, legal defense, court costs, etc.) exceed 10% of total health spending T or F - Answers False: because there it not that many cases and spend so much on healthcare Most injuries return a verdict favoring got plaintiff (patient) T or F - Answers False Plaintiffs more likely to win a malpractice case when evidence of negligence is higher T or F - Answers True In Dr. Gerald's opinion, which is a more important problem? - Answers Medical errors What is the most important problem with our current medical malpractice system -Accuracy -Cost - Answers Accuracy Over the past 10-15 years, the number of medical malpractice suits has been increasing T or F - Answers False The largest absolute reduction in the percent of Americans without health insurance occurred among this income group - Answers 138% of the FPL After the ACA, there was a significant increase in the number of Americans who obtained health insurance from this source: -Employers -Government: Medicaid expansion -Both -Neither - Answers Government: Medicaid expansion After the ACA, this income group was more likely to have total medical expenditures that exceeded 19.5% of their income -138% of the FPL -138-250% of the FPL -250-400% of the FPL -all of the above were less likely to have total medical expenditures that exceeded 19.5% of their income - Answers 250-400% of the FPL Because they fell into the gap; not rich enough to have private insurance and not poor enough to have ACA Today, which income group has the greatest risk of being uninsured? -138% of the FPL -138-250% of the FPL -250-400% of the FPL -400% of the FPL - Answers 138% of the FPL: not all states expanded Medicaid On average, the ACA made medical care more accessible and affordable T or F - Answers True The biggest flaw in the ACA implementation was - Answers Too few states expanded Medicaid Compared to initial projections, the ACA has been more costly than expected T or F - Answers False. It has stayed under budget As interest group theory predicts, physicians have much more favorable opinions the ACA than the general public T or F - Answers True but the answer key says false which government program pays for nursing homes? - Answers Medicaid: low income folks but also pays for nursing care for seniors because medicare does not In theory, silver plans on the health insurance marketplace are supposed to have an actuarial value of 70%. From the perspective of most Americans who sign up for the silver plans, the actuarial value is actually __ 70% -lower than -about the same as -higher than - Answers Lower than Medicaid expansion - Answers create consistent eligibility rules across all 50 states Health Insurance marketplace - Answers create fear markets for individuals lacking access employer based health insurance Compared to citizens of other countries, Americans are more likely to believe than an individual's choices and behaviors explain their life outcomes T or F - Answers True From a social justice perspective, access to healthcare should be a reward for individual effort