CIC Personal Lines – Auto Exam 2026 Questions and Answers

CIC Personal Lines – Auto Exam 2026
Questions and Answers

Eligible Vehicles - Correct answer-Owned or Leased for 6 months or longer by:

a) Individual (and spouse)

b) Related Residents (other than spouse)

c) Non-Related Residents

d) Non-Resident Relatives




Private Passenger Vehicles

a) 4 wheels

b) Not for public/livery conveyance

c) Not rented to others




Pickups/Vans if:


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, a) Weight < 10,000 lbs

b) Not used for delivery/transportation of goods

Policy Format - Correct answer-A - Liability

B - Medical Payments

C - Uninsured Motorists

D - Coverage for Damage to Your Auto

How long does and Unnamed NonResident Spouse have coverage? - Correct

answer-Until the earliest of:

a. 90 Days following spouse's change of residency

b. Effective date of a new policy for the spouse

c. End of policy period

Define "Your Covered Auto" - Correct answer-1. Any Vehicle on Declarations

2. A Newly Acquired Auto

3. Any Trailer you own

4. Temporary Substitute

- Only if because normal auto can't be used


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