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Accounting - 🧠 ANSWER ✔✔Recording and reporting past financial
transactions.
Finance - 🧠 ANSWER ✔✔Managing assets, liabilities, and planning for
future growth.
Personal Finance - 🧠 ANSWER ✔✔Managing individual or household
money (budgeting, saving, investing).
Public Finance - 🧠 ANSWER ✔✔Government money management,
including taxes, spending, and debt.
Business Finance / Corporate Finance - 🧠 ANSWER ✔✔Managing
company money, including investments, funding, and risk.
,Capital Budgeting - 🧠 ANSWER ✔✔Deciding which projects a company
should invest in.
Cost of Capital - 🧠 ANSWER ✔✔The return a company must earn to cover
the cost of funding a project.
Financial Ratios - 🧠 ANSWER ✔✔Comparisons of financial data to
measure performance.
Common Stock - 🧠 ANSWER ✔✔Ownership in a company with voting
rights and potential dividends.
Preferred Stock - 🧠 ANSWER ✔✔Ownership with fixed dividends and
priority in asset claims, usually no voting rights.
Capital Appreciation - 🧠 ANSWER ✔✔Increase in an asset's value over
time.
Bonds - 🧠 ANSWER ✔✔Loans made to companies or governments that
must be repaid with interest.
Coupon Rate - 🧠 ANSWER ✔✔The interest rate a bond pays to investors.
Maturity - 🧠 ANSWER ✔✔The date a bond's final payment is due.
, Corporate Bonds - 🧠 ANSWER ✔✔Bonds issued by companies, usually
higher risk and higher return than government bonds.
Municipal Bonds - 🧠 ANSWER ✔✔Local or state government bonds, often
tax-exempt.
Treasury Bonds - 🧠 ANSWER ✔✔U.S. federal government bonds,
considered very low risk.
Financial Derivatives - 🧠 ANSWER ✔✔Contracts whose value is based on
another asset's price.
Options - 🧠 ANSWER ✔✔Contracts giving the right (not obligation) to
buy/sell at a set price before a date.
Futures - 🧠 ANSWER ✔✔Contracts requiring buying/selling at a set price
on a set date.
Investment Funds - 🧠 ANSWER ✔✔Pools of money from many investors
invested in a portfolio.
Mutual Funds - 🧠 ANSWER ✔✔Investment funds priced daily based on net
asset value (NAV).
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