NJ PSI PROPERTY AND CASUALTY EXAM
2025 – EXAM QUESTIONS AND CORRECT
ANSWERS | GRADE A+ | LATEST UPDATE
The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes
under the?
A. HO-1 (Basic Form)
B. HO-2 (Broad Form)
C. HO-3 (Special Form)
D. HO-2 or HO-3 (Broad and Special) –
ANS✔D. HO-2 or HO-3 (Broad and Special)
All of the following are eligible for coverage under Homeowners policy except?
A. A condominium unit owner.
B. A farm owner.
C. A mobile home owner.
D. A tenant in an apartment building. –
ANS✔B. A farm owner.
The term Insured Location under Section II of Homeowners policies refers to all of the following
except?
A. The insured premises.
B. Farm land.
C. A non-owned premises where an insured temporarily resides.
D. A newly-acquired premises. –
ANS✔B. Farm land.
All of the following would be considered insured's under a Homeowner's policy expect?
A. Resident relatives of the insured.
, B. A non-relative resident under age 21 in the care of the insured.
C. The insured's spouse if the spouse lives in the household.
D. A non-relative resident over age 21. –
ANS✔D. A non-relative resident over age 21.
All of the following homeowners policies provide dwelling coverage except?
2025 – EXAM QUESTIONS AND CORRECT
ANSWERS | GRADE A+ | LATEST UPDATE
The Mobile Home Endorsement of a Homeowners policy affords coverage to mobile homes
under the?
A. HO-1 (Basic Form)
B. HO-2 (Broad Form)
C. HO-3 (Special Form)
D. HO-2 or HO-3 (Broad and Special) –
ANS✔D. HO-2 or HO-3 (Broad and Special)
All of the following are eligible for coverage under Homeowners policy except?
A. A condominium unit owner.
B. A farm owner.
C. A mobile home owner.
D. A tenant in an apartment building. –
ANS✔B. A farm owner.
The term Insured Location under Section II of Homeowners policies refers to all of the following
except?
A. The insured premises.
B. Farm land.
C. A non-owned premises where an insured temporarily resides.
D. A newly-acquired premises. –
ANS✔B. Farm land.
All of the following would be considered insured's under a Homeowner's policy expect?
A. Resident relatives of the insured.
, B. A non-relative resident under age 21 in the care of the insured.
C. The insured's spouse if the spouse lives in the household.
D. A non-relative resident over age 21. –
ANS✔D. A non-relative resident over age 21.
All of the following homeowners policies provide dwelling coverage except?
