FEMA 480 EXAM QUESTIONS AND
ANSWERS (GRADED A+)
What are the 2 key factors in rating Post-FIRM buildings? - Answer-1 FIRM Zone
2. The lowest floor's elevation in relation to the BFE
How do I know how much a flood insurance policy will cost for a Post-FIRM building
with the lowest floor 4 feet below the BFE? - Answer-The insurance agent has to send
information on the building in for special individualized rating system known as "submit
for rate"
How can your community help its residents get lower flood insurance rates? - Answer-
Join the Consumer Rating System (CRA)
Can a community get CRS credit for activities implemented by a state agency on behalf
of the community? - Answer-Yes
Can non-CRS communities obtain and benefit from CRS publications? - Answer-Yes
Who is responsible for disaster and emergency response activities in your community? -
Answer-Each community may have a different name for the emergency manager.
What are the objectives of a building condition survey? - Answer-1. To determine if any
building is so dangerous that it should not be reentered without a careful inspection
2. To determine which buildings will need a floodplain development permit before they
can be repaired or reoccupied
What are the 3 categories of building condition that are determined during the building
condition survey? - Answer-1. Apparently safe: No exterior signs of structural damage.
People can be allowed back in, but the will need building permits for repairs.
2. Building obviously substantially damaged: The flood swept the building away, it has
collapsed or it is missing one or more walls. The building cannot be reoccupied without
major structural work.
3. Could be substantial damage: The building may be substantially damaged, but such
damage is not obvious.
What is one of the best guides you can give to owners or residents of flooded buildings?
- Answer-Repairing Your Flooded Home
Can your community waive the requirement for a development permit so people can
repair their flooded homes more quickly? - Answer-No. You can waive the permit fee,
, but you must require permits to see if the buildings could be substantially damaged and
subject to your floodplain ordinance's requirements.
When you inspect a flooded building to determine if the structure is substantially
damaged, which of the following items should you check? - Answer-1. Walls and ceiling
2. Foundation
3. Deck or porch
4. Ductwork
5. Water heater
6. Kitchen cabinets
7. All of the above need to be checked because the NFIP considers all of them part of
the building's structure
What sources of assistance are there to help your post disaster permit operations? -
Answer-1. State NFIP coordinator
2. FEMA Regional Office
3. State building code agency
4. Model building code organization
5. Local or state health department
6. Cooperative Extension Service
7. Other communities willing to provide mutual aid
8. Building officials association
What's a good definition of "flood hazard mitigation?" - Answer-All actions that can be
taken to reduce property damage and the threat to life and public health from flooding.
What are the 6 basic strategies of flood hazard mitigation measures? - Answer-
PPPENS
1. Prevention
2. Property protection
3. Natural resource protection
4. Emergency services
5. Structural projects
6. Public information
What are some of the benefits of preparing a mitigation plan? - Answer-Preparing a plan
will:
1. Ensure that all possible activities are reviewed and implemented
2. Link floodplain management policies to specific areas
3. Ensure that activities are coordinated
4. Educate residents
5. Build public and political support
6. Fulfill planning requirements for state or federal assistance programs
7. Facilitate implementation of floodplain management activities
ANSWERS (GRADED A+)
What are the 2 key factors in rating Post-FIRM buildings? - Answer-1 FIRM Zone
2. The lowest floor's elevation in relation to the BFE
How do I know how much a flood insurance policy will cost for a Post-FIRM building
with the lowest floor 4 feet below the BFE? - Answer-The insurance agent has to send
information on the building in for special individualized rating system known as "submit
for rate"
How can your community help its residents get lower flood insurance rates? - Answer-
Join the Consumer Rating System (CRA)
Can a community get CRS credit for activities implemented by a state agency on behalf
of the community? - Answer-Yes
Can non-CRS communities obtain and benefit from CRS publications? - Answer-Yes
Who is responsible for disaster and emergency response activities in your community? -
Answer-Each community may have a different name for the emergency manager.
What are the objectives of a building condition survey? - Answer-1. To determine if any
building is so dangerous that it should not be reentered without a careful inspection
2. To determine which buildings will need a floodplain development permit before they
can be repaired or reoccupied
What are the 3 categories of building condition that are determined during the building
condition survey? - Answer-1. Apparently safe: No exterior signs of structural damage.
People can be allowed back in, but the will need building permits for repairs.
2. Building obviously substantially damaged: The flood swept the building away, it has
collapsed or it is missing one or more walls. The building cannot be reoccupied without
major structural work.
3. Could be substantial damage: The building may be substantially damaged, but such
damage is not obvious.
What is one of the best guides you can give to owners or residents of flooded buildings?
- Answer-Repairing Your Flooded Home
Can your community waive the requirement for a development permit so people can
repair their flooded homes more quickly? - Answer-No. You can waive the permit fee,
, but you must require permits to see if the buildings could be substantially damaged and
subject to your floodplain ordinance's requirements.
When you inspect a flooded building to determine if the structure is substantially
damaged, which of the following items should you check? - Answer-1. Walls and ceiling
2. Foundation
3. Deck or porch
4. Ductwork
5. Water heater
6. Kitchen cabinets
7. All of the above need to be checked because the NFIP considers all of them part of
the building's structure
What sources of assistance are there to help your post disaster permit operations? -
Answer-1. State NFIP coordinator
2. FEMA Regional Office
3. State building code agency
4. Model building code organization
5. Local or state health department
6. Cooperative Extension Service
7. Other communities willing to provide mutual aid
8. Building officials association
What's a good definition of "flood hazard mitigation?" - Answer-All actions that can be
taken to reduce property damage and the threat to life and public health from flooding.
What are the 6 basic strategies of flood hazard mitigation measures? - Answer-
PPPENS
1. Prevention
2. Property protection
3. Natural resource protection
4. Emergency services
5. Structural projects
6. Public information
What are some of the benefits of preparing a mitigation plan? - Answer-Preparing a plan
will:
1. Ensure that all possible activities are reviewed and implemented
2. Link floodplain management policies to specific areas
3. Ensure that activities are coordinated
4. Educate residents
5. Build public and political support
6. Fulfill planning requirements for state or federal assistance programs
7. Facilitate implementation of floodplain management activities
