Illinois Public Adjuster Exam Study Guide Review Brand New Actual Exam With 100- Verified Questions And Correct Solutions

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ILLINOIS PUBLIC ADJUSTER EXAM STUDY
GUIDE REVIEW 2025-2026 BRAND NEW
ACTUAL EXAM WITH 100% VERIFIED
QUESTIONS AND CORRECT SOLUTIONS


1. A hip roof is 42' long and 24'cfeet wide. How long is the Ridge?
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- correct answer - 42' | | |




2. When may a truss be notch or grooved - correct answer - Only
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|when preapproved in writing by a certified engineer
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3. What is the maximum rise of stairs - correct answer - 7-8"
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4. What is a mullion - correct answer - A vertical member between
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|the panels of a window, door or other opening
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, P age | 2
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5. Which of the following is not a reason, for the Director to revoke or
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|refuse to renew a public adjusters license? - correct answer -
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|Having is business owner's insurance policy canceled
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6. A contract to construct a commercial building at a new location
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|has just been agreed to, for an estimated completed value of
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$1 million. To avoid a coinsurance penalty, what limit of builders
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|risk coverage should be purchased? - correct answer -
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$1 million policy
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7. An insured has $150,000 in total home owners coverage on a
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|dwelling with to insurers, AS and ZZ. Both policies contain pro -
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|Rata other insurance clauses. A $60,000 loss occurs.
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|Disregarding deductibles, how much would each insurer pay? - | | | | | | | |


|correct answer - AAA will pay $40,000 and ZZ will pay $20,000
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8. How many days does a home owners insured how to complete a
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|proof of insurance - correct answer - 60 days after the insurer
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|request it |




9. When would a commercial property insured request the value
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|reporting endorsement? - correct answer - For changing or a| | | | | | | | |


|flesh reading levels of personal property
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, P age | 3
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10. Business income coverage pays for which of the following? -
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correct answer - Gross revenue minus continuing expenses
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11. Commercial property insurance would exclude which of the | | | | | | |


following acts of vandalism? - correct answer - Damage to an
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advertising sign on the sidewalk
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12. A manufacturer with a policy limit of $100,000 in a deductible of
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$1000 had a fire loss that damaged a lot of inventory. The amount
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of damage is estimated to be $50,000. The insured, with the
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permission of the Insurer , was able to sell some of the service for
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$9000 how much will the insurer pay for the cost? - correct
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answer - $40,000
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13. An insurer has taking Sevich after paying $55,000 in a
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covered fire loss. How will the insurance claim appear on the
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insured loss history? - correct answer - A net claim of $45,000
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because they sold $10,000 in goods
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