Georgia Insurance Laws and Rules| Exam Questions
All Answered Correctly| 100% Pass||GRADED
A+||LATEST UPDATE 2025/26
J is an agent who recently told a claimant that his rights might be impaired if he does
not complete a release form within a specified time. What could this agent be found
guilty of? -CORRECTANSWER Coercion
All agents licensed less than 20 Years are required to complete ___ continuing
education hours every two years, -CORRECTANSWER 24
In Georgia, most life insurance policies have a contestability period of -
CORRECTANSWER 2 years
All accident and sickness plans MUST provide coverage on newborn children for ___
days -CORRECTANSWER 31
In Georgia, an insurer licensed to conduct business in Georgia, but domiciled in New
Jersey, is called a -CORRECTANSWER foreign company
In Georgia, which of the following statements is CORRECT about life insurance
advertisements? -CORRECTANSWER An insurance agency is responsible for
advertisements placed by its insurance agents
, In Georgia, an example of an alien insurer would be one that is incorporated in -
CORRECTANSWER France
Alien insurance company is a company that is charted and organized in any country
other than the United States. Therefore, a company chartered in France would be an
alien company in Georgia.
In Georgia, long-term care policies are required to provide benefits for at least -
CORRECTANSWER 12 Months
An insurance agent is guilty of___ if the agent misrepresents a policy to induce a
policyowner to surrender an existing policy. -CORRECTANSWER twisting
A domestic insurance company in Georgia is considered a company that -
CORRECTANSWER is incorporated and formed in Georgia
T is an agent and when hired, is reminded that he has a responsibility to handle clients'
funds in an honest and ethical manner. This responsibility is referred to as -
CORRECTANSWER fiduciary responsibility
An agent would be guilty of rebating by -CORRECTANSWER returning a portion of a
premium as incentive to purchase insurance
All Answered Correctly| 100% Pass||GRADED
A+||LATEST UPDATE 2025/26
J is an agent who recently told a claimant that his rights might be impaired if he does
not complete a release form within a specified time. What could this agent be found
guilty of? -CORRECTANSWER Coercion
All agents licensed less than 20 Years are required to complete ___ continuing
education hours every two years, -CORRECTANSWER 24
In Georgia, most life insurance policies have a contestability period of -
CORRECTANSWER 2 years
All accident and sickness plans MUST provide coverage on newborn children for ___
days -CORRECTANSWER 31
In Georgia, an insurer licensed to conduct business in Georgia, but domiciled in New
Jersey, is called a -CORRECTANSWER foreign company
In Georgia, which of the following statements is CORRECT about life insurance
advertisements? -CORRECTANSWER An insurance agency is responsible for
advertisements placed by its insurance agents
, In Georgia, an example of an alien insurer would be one that is incorporated in -
CORRECTANSWER France
Alien insurance company is a company that is charted and organized in any country
other than the United States. Therefore, a company chartered in France would be an
alien company in Georgia.
In Georgia, long-term care policies are required to provide benefits for at least -
CORRECTANSWER 12 Months
An insurance agent is guilty of___ if the agent misrepresents a policy to induce a
policyowner to surrender an existing policy. -CORRECTANSWER twisting
A domestic insurance company in Georgia is considered a company that -
CORRECTANSWER is incorporated and formed in Georgia
T is an agent and when hired, is reminded that he has a responsibility to handle clients'
funds in an honest and ethical manner. This responsibility is referred to as -
CORRECTANSWER fiduciary responsibility
An agent would be guilty of rebating by -CORRECTANSWER returning a portion of a
premium as incentive to purchase insurance
