1
GEO 793 FINAL EXAM 2025 (COMPLETE EXAM) | ALL
QUESTIONS AND CORRECT ANSWERS | GRADED A+ |
VERIFIED ANSWERS | LATEST EXAM (JUST RELEASED)
Module 3 (A): Redevelopment & Gentrification: - (ANSWER)
Gentrification - (ANSWER)Gentrification is a distinct urban process that consists
in the revitalization of low-income neighborhoods and has become widespread
across North America and beyond.
Here are some of the pros of gentrification: - (ANSWER)1. A more esthetically
appealing neighborhood
2. Increased public safety
3. Increasing land values
4. Decreased crime rates
5. Decreasing urban sprawl
6. Increasing options for food, retail outlets, and jobs
Here are instead some of the cons of gentrification: - (ANSWER)1. Decrease in
affordable housing
2. Decrease in affordable retail spaces
3. Increased policing of communities of color
4. Changes in the culture of the neighborhood
5. Removal of low-income residents
6. Increasing tensions within the local community
, 2
August & Walks
•The goal of this study is to examine how the financialization of rental housing is:
- (ANSWER)-Reshaping Toronto's rental housing market
-Restructuring the social space of the city
Financialization of multi-family rental housing.
What is "financialization"? - (ANSWER)Financialization refers to the increase in
size and importance of a country's financial sector relative to its overall economy.
Financialization has occurred as countries have shifted away from industrial
capitalism. The term also describes not just the increase of the market and
financial sector's presence in our lives but the increasing diversity of transactions
and market players as well as their intersection with all parts of the economy and
society.
The financialization of housing markets: - (ANSWER)•Housing as a financial asset
vs housing as shelter
•Multi-family rental housing is increasingly been treated as a financial asset
Toronto as the ideal case study: - (ANSWER)Canada's financial centre-> Highly
gentrified->Located at the center of Canada's largest CMA->Large rental sector (•
46% of households are renters)
, 3
From social housing to vacancy decontrol: - (ANSWER)1950s-1970s: Apartment
construction was massive in the city.
1980s-1990s: rental housing construction declined in favour of condominium
development.
1990s: The decline of social housing construction in the 1990s.
1997: The 1997 Tenant Protection Act and vacancy decontrol
Financialization of rental housing in Toronto
Financialization of rental housing started as a way to capitalize on: -
(ANSWER)•Deregulation
•Downloading
•Lack of affordable housing
Private real estate companies' transformation into Real Estate Investment Trusts
(REITs)
Strategies of financialized landlords
, 4
Financialized landlords have developed strategies to maximize profits for
investors: - (ANSWER)-Treating homes as financial assets
-Cutting costs
-Increasing revenues
-Gentrifying-by-upgrading
Geography of post crisis intestification and expansion
•Following the 2008-2009 recession, the financialization of rental housing
intensified: - (ANSWER)-New and aggressive financialized landlords entered the
Toronto market and have adopted 2 major locational strategies
-New and aggressive financialized landlords entered the Toronto market and have
adopted 2 major locational strategies - (ANSWER)•Suburbs: squeezing profits
from existing tenants
•Inner city: gentrifying-by-upgrade (thus displacing existing tenants)
Repositioning spatial inequality
Investing in multi-family housing has been quite profitable for financialized
landlords: - (ANSWER)•The price has been paid by tenants in terms of
•Higher rents and fees
•Reduced quality of life
The city has witnessed: - (ANSWER)•Increased neighborhood income segregation
GEO 793 FINAL EXAM 2025 (COMPLETE EXAM) | ALL
QUESTIONS AND CORRECT ANSWERS | GRADED A+ |
VERIFIED ANSWERS | LATEST EXAM (JUST RELEASED)
Module 3 (A): Redevelopment & Gentrification: - (ANSWER)
Gentrification - (ANSWER)Gentrification is a distinct urban process that consists
in the revitalization of low-income neighborhoods and has become widespread
across North America and beyond.
Here are some of the pros of gentrification: - (ANSWER)1. A more esthetically
appealing neighborhood
2. Increased public safety
3. Increasing land values
4. Decreased crime rates
5. Decreasing urban sprawl
6. Increasing options for food, retail outlets, and jobs
Here are instead some of the cons of gentrification: - (ANSWER)1. Decrease in
affordable housing
2. Decrease in affordable retail spaces
3. Increased policing of communities of color
4. Changes in the culture of the neighborhood
5. Removal of low-income residents
6. Increasing tensions within the local community
, 2
August & Walks
•The goal of this study is to examine how the financialization of rental housing is:
- (ANSWER)-Reshaping Toronto's rental housing market
-Restructuring the social space of the city
Financialization of multi-family rental housing.
What is "financialization"? - (ANSWER)Financialization refers to the increase in
size and importance of a country's financial sector relative to its overall economy.
Financialization has occurred as countries have shifted away from industrial
capitalism. The term also describes not just the increase of the market and
financial sector's presence in our lives but the increasing diversity of transactions
and market players as well as their intersection with all parts of the economy and
society.
The financialization of housing markets: - (ANSWER)•Housing as a financial asset
vs housing as shelter
•Multi-family rental housing is increasingly been treated as a financial asset
Toronto as the ideal case study: - (ANSWER)Canada's financial centre-> Highly
gentrified->Located at the center of Canada's largest CMA->Large rental sector (•
46% of households are renters)
, 3
From social housing to vacancy decontrol: - (ANSWER)1950s-1970s: Apartment
construction was massive in the city.
1980s-1990s: rental housing construction declined in favour of condominium
development.
1990s: The decline of social housing construction in the 1990s.
1997: The 1997 Tenant Protection Act and vacancy decontrol
Financialization of rental housing in Toronto
Financialization of rental housing started as a way to capitalize on: -
(ANSWER)•Deregulation
•Downloading
•Lack of affordable housing
Private real estate companies' transformation into Real Estate Investment Trusts
(REITs)
Strategies of financialized landlords
, 4
Financialized landlords have developed strategies to maximize profits for
investors: - (ANSWER)-Treating homes as financial assets
-Cutting costs
-Increasing revenues
-Gentrifying-by-upgrading
Geography of post crisis intestification and expansion
•Following the 2008-2009 recession, the financialization of rental housing
intensified: - (ANSWER)-New and aggressive financialized landlords entered the
Toronto market and have adopted 2 major locational strategies
-New and aggressive financialized landlords entered the Toronto market and have
adopted 2 major locational strategies - (ANSWER)•Suburbs: squeezing profits
from existing tenants
•Inner city: gentrifying-by-upgrade (thus displacing existing tenants)
Repositioning spatial inequality
Investing in multi-family housing has been quite profitable for financialized
landlords: - (ANSWER)•The price has been paid by tenants in terms of
•Higher rents and fees
•Reduced quality of life
The city has witnessed: - (ANSWER)•Increased neighborhood income segregation
