1
NY Series 17-52 Exam COMPREHENSIVE questions
answered, 2025 verified graded A+ already passed!
How many eligible employees must be included in a contributory health
insurance plan? - (answers)50%
A man works for Company A and his wife works for Company B. The spouses are
covered by health plans through their respective companies that also cover the
other spouse. If the husband files a claim, - (answers)The insurance through his
company is primary.
What is the period of coverage for events such as death or divorce under COBRA?
- (answers)36 months
Twenty-five days after a health insurance policy is delivered, the policyowner
decides that she would like to return the policy and receive a refund of premium.
Which of the following is true? - (answers)The policyowner will not receive a
refund because the free-look period is over.
An insured is involved in a car accident. In addition to general, less serious
injuries, he permanently loses the use of his leg and is rendered completely blind.
The blindness improves a month later. To what extent will he receive Presumptive
Disability benefits? - (answers)No benefits
For the purpose of insurance, risk is defined as - (answers)The uncertainty or
chance of loss.
, 2
Which of the following is an example of a producer's fiduciary duty? -
(answers)The trust that a client places in the producer in regard to handling
premiums.
Which of the following is NOT true of basic medical expense plans? -
(answers)Coverage for catastrophic medical expenses
Which of the following is NOT a feature of a noncancellable policy? - (answers)The
insurer may terminate the contract only at renewal for certain conditions.
What is the best way to change an application? - (answers)Start over with a fresh
application
On a major medical insurance policy, the amount that an insured must pay on a
claim before the insurer will pay is known as - (answers)Deductible.
Which of the following is correct about a group health insurance policy issued in
New York? - (answers)It cannot exclude newborn children from coverage.
Which of the following is NOT a characteristic of a group long-term disability
plan? - (answers)The benefit can be up to 50% of one's yearly income.
In which Medicare supplemental policies are the core benefits found? -
(answers)All plans
NY Series 17-52 Exam COMPREHENSIVE questions
answered, 2025 verified graded A+ already passed!
How many eligible employees must be included in a contributory health
insurance plan? - (answers)50%
A man works for Company A and his wife works for Company B. The spouses are
covered by health plans through their respective companies that also cover the
other spouse. If the husband files a claim, - (answers)The insurance through his
company is primary.
What is the period of coverage for events such as death or divorce under COBRA?
- (answers)36 months
Twenty-five days after a health insurance policy is delivered, the policyowner
decides that she would like to return the policy and receive a refund of premium.
Which of the following is true? - (answers)The policyowner will not receive a
refund because the free-look period is over.
An insured is involved in a car accident. In addition to general, less serious
injuries, he permanently loses the use of his leg and is rendered completely blind.
The blindness improves a month later. To what extent will he receive Presumptive
Disability benefits? - (answers)No benefits
For the purpose of insurance, risk is defined as - (answers)The uncertainty or
chance of loss.
, 2
Which of the following is an example of a producer's fiduciary duty? -
(answers)The trust that a client places in the producer in regard to handling
premiums.
Which of the following is NOT true of basic medical expense plans? -
(answers)Coverage for catastrophic medical expenses
Which of the following is NOT a feature of a noncancellable policy? - (answers)The
insurer may terminate the contract only at renewal for certain conditions.
What is the best way to change an application? - (answers)Start over with a fresh
application
On a major medical insurance policy, the amount that an insured must pay on a
claim before the insurer will pay is known as - (answers)Deductible.
Which of the following is correct about a group health insurance policy issued in
New York? - (answers)It cannot exclude newborn children from coverage.
Which of the following is NOT a characteristic of a group long-term disability
plan? - (answers)The benefit can be up to 50% of one's yearly income.
In which Medicare supplemental policies are the core benefits found? -
(answers)All plans
