4/3/26, 5:00 PM Assessment 2: Attempt review
UNISA 2026 RSK1501-26-S1 Dear Students Assessment 2
QUIZ
Started on Friday, 3 April 2026, 4:56 PM
State Finished
Completed on Friday, 3 April 2026, 4:59 PM
Time taken 3 mins 24 secs
Marks 20.00/20.00
Grade 100.00 out of 100.00
Question 1
Complete
Mark 1.00 out of 1.00
Bank A has identified a potential increase in online banking fraud. Which of the following
controls should Bank A be considering?
I. Fraud monitoring software
II. Credit scoring
III. Affordability checks
IV. One-time pin authentication
a.
I and II
b. II only
c. I, II, and III
d. I and IV
https://mymodules.dtls.unisa.ac.za/mod/quiz/review.php?attempt=31960503&cmid=1287713 1/11
,4/3/26, 5:00 PM Assessment 2: Attempt review
Question 2
Complete
Mark 1.00 out of 1.00
The shift from Basel I to Basel III shows a move from_____________.
a. Regulation to deregulation
b. Simple to more comprehensive risk management
c. Manual to paperless banking
d. Local to national rules only
Question 3
Complete
Mark 1.00 out of 1.00
Market risk arises mainly from changes in __________.
a. market prices and rates
b. bank policies
c. employee behaviour
d. internal processes
https://mymodules.dtls.unisa.ac.za/mod/quiz/review.php?attempt=31960503&cmid=1287713 2/11
, 4/3/26, 5:00 PM Assessment 2: Attempt review
Question 4
Complete
Mark 1.00 out of 1.00
A bank relies heavily on short-term interbank funding. This exposes it mainly to ______.
a. Operational risk
b. Funding liquidity risk
c. Credit risk
d. Legal risk
Question 5
Complete
Mark 1.00 out of 1.00
Which of the following statements correctly describes the difference between funding
liquidity risk and trading liquidity risk?
a. Funding liquidity risk and trading liquidity risk are the same and can be used
interchangeably.
b. Funding liquidity risk relates to the inability to sell assets quickly, while trading
liquidity risk relates to the inability to meet cash obligations.
c. Funding liquidity risk relates to a bank’s inability to meet its payment obligations,
while trading liquidity risk relates to the inability to buy or sell assets without
significantly affecting prices.
d. Funding liquidity risk occurs only in financial markets, while trading liquidity risk
occurs only within banks.
https://mymodules.dtls.unisa.ac.za/mod/quiz/review.php?attempt=31960503&cmid=1287713 3/11
UNISA 2026 RSK1501-26-S1 Dear Students Assessment 2
QUIZ
Started on Friday, 3 April 2026, 4:56 PM
State Finished
Completed on Friday, 3 April 2026, 4:59 PM
Time taken 3 mins 24 secs
Marks 20.00/20.00
Grade 100.00 out of 100.00
Question 1
Complete
Mark 1.00 out of 1.00
Bank A has identified a potential increase in online banking fraud. Which of the following
controls should Bank A be considering?
I. Fraud monitoring software
II. Credit scoring
III. Affordability checks
IV. One-time pin authentication
a.
I and II
b. II only
c. I, II, and III
d. I and IV
https://mymodules.dtls.unisa.ac.za/mod/quiz/review.php?attempt=31960503&cmid=1287713 1/11
,4/3/26, 5:00 PM Assessment 2: Attempt review
Question 2
Complete
Mark 1.00 out of 1.00
The shift from Basel I to Basel III shows a move from_____________.
a. Regulation to deregulation
b. Simple to more comprehensive risk management
c. Manual to paperless banking
d. Local to national rules only
Question 3
Complete
Mark 1.00 out of 1.00
Market risk arises mainly from changes in __________.
a. market prices and rates
b. bank policies
c. employee behaviour
d. internal processes
https://mymodules.dtls.unisa.ac.za/mod/quiz/review.php?attempt=31960503&cmid=1287713 2/11
, 4/3/26, 5:00 PM Assessment 2: Attempt review
Question 4
Complete
Mark 1.00 out of 1.00
A bank relies heavily on short-term interbank funding. This exposes it mainly to ______.
a. Operational risk
b. Funding liquidity risk
c. Credit risk
d. Legal risk
Question 5
Complete
Mark 1.00 out of 1.00
Which of the following statements correctly describes the difference between funding
liquidity risk and trading liquidity risk?
a. Funding liquidity risk and trading liquidity risk are the same and can be used
interchangeably.
b. Funding liquidity risk relates to the inability to sell assets quickly, while trading
liquidity risk relates to the inability to meet cash obligations.
c. Funding liquidity risk relates to a bank’s inability to meet its payment obligations,
while trading liquidity risk relates to the inability to buy or sell assets without
significantly affecting prices.
d. Funding liquidity risk occurs only in financial markets, while trading liquidity risk
occurs only within banks.
https://mymodules.dtls.unisa.ac.za/mod/quiz/review.php?attempt=31960503&cmid=1287713 3/11
