Connecticut LAWS LAH Test
Questions and All Correct Answers
2025\2026 Set.
J is a producer who recently told a claimant that his rights might be impaired, if he does not
complete a release form within a specified time. What could this producer be found guilty of? -
Answer coercion
A group life insurance policy insured may assign up to _________ of the insured's coverage. -
Answer 100%
Essential Benefits without annual and lifetime limits are required on any health policy
purchased - Answer through the Federal Marketplace
In a life settlement, how much does the Palesta receive for a life insurance policy? - Answer
Amount less than the death benefit
Reinsurance is - Answer Used by insurance companies to share risks
B is a producer who primarily writes insurance business on his family. Which of the following is
B engaged in? - Answer Controlled business
A producer is holding a meeting with a potential client about replacing existing group health
insurance policy. The topic that should be included in the conversation is. - Answer A
comparison of benefit between the current and proposed plans
If a producer fails to remit collected premiums to the insurance company, the producer may be
in violation of - Answer misappropriation
ABC insurance company submits, a financial condensation statement to the commissioner
requesting to conduct business in Connecticut. The commissioner approves the statement and
then issues a(n) - Answer Certificate of authority
Connecticut's 10-day. For life insurance policies begins at the - Answer Date of delivery
, A producer's license may only be suspended or revoked if the producer - Answer has been
afforded a right to a hearing
The commissioner of insurance may NOT suspend or revoke a producers license until - Answer
A hearing is conducted and an order is issued.
Which of these is a legitimate form of life insurance advertisement? - Answer Paid celebrity
endorsement
A Medicare supplement policy can be canceled by the insurer for - Answer nonpayment
Which of these is NOT a nonforfeiture provision contained in a life insurance policy - Answer
Automatic premium loan
A(n)_______ ensure rights business in a state other than the one in which it is domiciled -
Answer Foreign
Life insurance illustrations must include all these EXCEPT - Answer beneficiary's name
According to the Affordable Care Act (ACA), a dependent child's eligibility status is determined
by - Answer Age
To be classified as a small employer, an employer must employ - Answer 2-50 employees
If a Medicare Supplement policy involves replacement, it must be verified on a question located
- Answer On the application
When does a family health policies coverage for a newborn child begin? - Answer At the
moment of birth
Jerry has an indemnity plan which covers dental expenses. Typically, these type of plans -
Answer cover preventative care once every six months
Which circumstances REQUIRES the pre-existing condition calls in a long-term care policy be
Questions and All Correct Answers
2025\2026 Set.
J is a producer who recently told a claimant that his rights might be impaired, if he does not
complete a release form within a specified time. What could this producer be found guilty of? -
Answer coercion
A group life insurance policy insured may assign up to _________ of the insured's coverage. -
Answer 100%
Essential Benefits without annual and lifetime limits are required on any health policy
purchased - Answer through the Federal Marketplace
In a life settlement, how much does the Palesta receive for a life insurance policy? - Answer
Amount less than the death benefit
Reinsurance is - Answer Used by insurance companies to share risks
B is a producer who primarily writes insurance business on his family. Which of the following is
B engaged in? - Answer Controlled business
A producer is holding a meeting with a potential client about replacing existing group health
insurance policy. The topic that should be included in the conversation is. - Answer A
comparison of benefit between the current and proposed plans
If a producer fails to remit collected premiums to the insurance company, the producer may be
in violation of - Answer misappropriation
ABC insurance company submits, a financial condensation statement to the commissioner
requesting to conduct business in Connecticut. The commissioner approves the statement and
then issues a(n) - Answer Certificate of authority
Connecticut's 10-day. For life insurance policies begins at the - Answer Date of delivery
, A producer's license may only be suspended or revoked if the producer - Answer has been
afforded a right to a hearing
The commissioner of insurance may NOT suspend or revoke a producers license until - Answer
A hearing is conducted and an order is issued.
Which of these is a legitimate form of life insurance advertisement? - Answer Paid celebrity
endorsement
A Medicare supplement policy can be canceled by the insurer for - Answer nonpayment
Which of these is NOT a nonforfeiture provision contained in a life insurance policy - Answer
Automatic premium loan
A(n)_______ ensure rights business in a state other than the one in which it is domiciled -
Answer Foreign
Life insurance illustrations must include all these EXCEPT - Answer beneficiary's name
According to the Affordable Care Act (ACA), a dependent child's eligibility status is determined
by - Answer Age
To be classified as a small employer, an employer must employ - Answer 2-50 employees
If a Medicare Supplement policy involves replacement, it must be verified on a question located
- Answer On the application
When does a family health policies coverage for a newborn child begin? - Answer At the
moment of birth
Jerry has an indemnity plan which covers dental expenses. Typically, these type of plans -
Answer cover preventative care once every six months
Which circumstances REQUIRES the pre-existing condition calls in a long-term care policy be
