Hspm 412 Final Exam

HSPM 412 FINAL EXAM EXAM QUESTIONS WITH CORRECT VERIFIED ANSWERS | 100% PASS (A+ CERTIFIED) The Affordable Care Act [aka: Obamacare] is a Answer comprehensive health reform signed into law in 2010 True or false: LARGEST health care reform since the start of Medicare and Medicaid in 1965 Answer True When were most provisions implemented for the ACA? Answer 2014 ACA is an ___ year plan Answer 11 In ____ ______ the ACA was signed into law by President Obama Answer March 23, 2010 Individual health plans must allow children to remain under their parents insurance until age ____ to remain covered as dependents Answer 26 True or False: Does NOT matter: get married, have a child, in school, live at home, offered insurance at work, dependent on taxes Answer True in 2011, Fix to Medicare Part D "Donut Hole": Answer enrollees who spend $2,830 OOP on Rx drugs will get $250 back and a 50% discount on brand name drugs in 2011, There was a ____% tax on indoor tanning services Answer 10% tax in 2011, There was a ___% Medicare incentive payment for doctors and certain surgeons working in under-served areas Answer 10% medicare incentive What is an ACO? Answer Accountable Care Organizations, Group of doctors, hospitals and other health care providers that work together to coordinate patient care What is Medicare? Answer reduced reimbursements to hospitals with high rates of "preventable" patient re-admissions IDEA: link compensation to quality of care, while reducing "unnecessary" inpatient care costs to the Medicare program In 2013, there was a new ____% tax on investment income for individuals earning over $200,000 (and couples earning over $250,000) Answer 3.8% in October 2013, what went online? Answer Health Insurance Market Places in 2014, insurers can no longer: Answer (1) deny coverage to individuals with medical conditions or (2) refuse to renew policies because an individual submits claims in 2014, Insurance premiums may vary according to: Answer individual age, place of residence, family size & tobacco use True or False: in 2014, Insurers can no longer charge individuals with medical conditions (or women!) higher prices Answer True Medicaid expanded to cover all individuals with: Answer greater than 138% FPL in 2014, Individual Mandate: all individuals are required to carry health insurance or: Answer pay a fine in 2020, it is predicted that: Answer New 40% tax on high-cost "Cadillac" health plans What is a "Cadillac" plan? Answer high-cost (extremely generous) employer-sponsored health insurance plans....The ACA defines high-cost = $10,000 ($27,500 for family)