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ISR3701 Assignment 1 (ANSWERS) Semester 1 2026 - DISTINCTION GUARANTEED

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Exam study book Non-Life Insurance Pricing with Generalized Linear Models of Esbjörn Ohlsson, Björn Johansson - ISBN: 9783642107917 (error)

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ISR3701
Assignment 1 Semester 1 2026
Unique number:
Due Date: 31 March 2026
QUESTION 1

INTRODUCTION

The 2026 floods in Mpumalanga showed serious weaknesses in how risks are managed at
local government level. Even though early warnings were issued, the damage was severe
because planning and prevention measures were not strong enough. Communities were
exposed to danger due to poor land use decisions, weak infrastructure, and lack of proper
maintenance. This disaster shows that risk management must move beyond reacting to
events and focus more on prevention and preparedness.

Comprehensive risk management requires proper identification of risks, careful evaluation,
and strong control measures. Local government plays a key role because it is responsible
for planning, infrastructure, and service delivery. If proactive strategies are included in
planning, communities can be protected from future floods and losses can be reduced
(NDMC, 2026).




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QUESTION 1

INTRODUCTION

The 2026 floods in Mpumalanga showed serious weaknesses in how risks are
managed at local government level. Even though early warnings were issued, the
damage was severe because planning and prevention measures were not strong
enough. Communities were exposed to danger due to poor land use decisions, weak
infrastructure, and lack of proper maintenance. This disaster shows that risk
management must move beyond reacting to events and focus more on prevention
and preparedness.

Comprehensive risk management requires proper identification of risks, careful
evaluation, and strong control measures. Local government plays a key role because
it is responsible for planning, infrastructure, and service delivery. If proactive
strategies are included in planning, communities can be protected from future floods
and losses can be reduced (NDMC, 2026).




IDENTIFICATION OF RISKS

Use of Hazard Mapping and Data Analysis

Local government must identify flood-prone areas using detailed hazard maps.
Rivers such as the Crocodile and Lomati were underestimated, which led to poor
planning decisions. Mapping helps officials understand which areas are at risk and
prevents development in dangerous zones (SAWS, 2026).

Community-Based Risk Identification

Communities must be involved in identifying risks because they experience floods
directly. Local knowledge about flooding patterns, soil conditions, and drainage
problems can improve planning. This helps government to understand real risks on
the ground and respond better.

Climate and Weather Monitoring Systems

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Publisher: 2010 ISBN: 9783642107917 Edition: Unknown

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