Texas Insurance Exam Questions
and Verified Complete Answers
D - correct answer ✔✔How many hours of ethics continuing education must an agent complete
in any 2-year license period? A. 4 B. 5 C. 3 D. 2
B - correct answer ✔✔The commissioner has the power to
A. appoint a stock insurance company board of directors B. issue certificates of authority to
insurers C. authorize a mutual insurance company sale of stock D. write and enact new
legislation and statutes affecting the business of insurance
B - correct answer ✔✔Written notices of reported violations must be sent within
A. 10 days B. 14 days C. 21 days D. 30 days
A - correct answer ✔✔All of the following are correct regarding licensing requirements EXCEPT
A. the person must be at least 21 years old B. the state licensing examination must be passed C.
the person has submitted an application D. a non-refundable fee has been paid
C - correct answer ✔✔An agent licensed in Texas who moves from one state to another must
file proof of authorization to conduct business in the new state within how many days?
A. 10 B. 20 C. 30 D. 60
D - correct answer ✔✔A person who examines and assesses risk for persons seeking or
renewing property and casualty insurance is A. a reinsurer B. a surplus lines agent C. an
insurance counselor D. a risk manager
, B - correct answer ✔✔Insurance issued to Texas residents by companies not licensed to do
business in Texas would be classified as A. unlicensed insurance B. unauthorized insurance C.
unlisted entrance D. alien insurance
C - correct answer ✔✔Agents who solicit and procure insurance for themselves, their families,
and their business associates (not for the general public) are said to engage in
A. rebating B. surplus lines Insurance C. controlled business D. unauthorized insurance
C - correct answer ✔✔At a minimum, the department must examine a carrier at least once
every
A. 6 months B. year C. 5 years D. decade
B - correct answer ✔✔Which of the following is a requirement for a temporary insurance
license?
A. The applicant must complete a licensing course within 10 days of application filing.
B. The applicant must complete training supervised by an agent, insurer, or HMO.
C. The applicant must be sponsored by the Department.
D. The applicant must demonstrate high unethical standards.
B - correct answer ✔✔How many hours of continuing educations is an agent responsible to
complete in any 2-year license period?
A. 15
B. 24
C. None if licensed less than 5 years.
D. It depends on the agent's birth date.
C - correct answer ✔✔Which of the following is an example of misrepresentation?
and Verified Complete Answers
D - correct answer ✔✔How many hours of ethics continuing education must an agent complete
in any 2-year license period? A. 4 B. 5 C. 3 D. 2
B - correct answer ✔✔The commissioner has the power to
A. appoint a stock insurance company board of directors B. issue certificates of authority to
insurers C. authorize a mutual insurance company sale of stock D. write and enact new
legislation and statutes affecting the business of insurance
B - correct answer ✔✔Written notices of reported violations must be sent within
A. 10 days B. 14 days C. 21 days D. 30 days
A - correct answer ✔✔All of the following are correct regarding licensing requirements EXCEPT
A. the person must be at least 21 years old B. the state licensing examination must be passed C.
the person has submitted an application D. a non-refundable fee has been paid
C - correct answer ✔✔An agent licensed in Texas who moves from one state to another must
file proof of authorization to conduct business in the new state within how many days?
A. 10 B. 20 C. 30 D. 60
D - correct answer ✔✔A person who examines and assesses risk for persons seeking or
renewing property and casualty insurance is A. a reinsurer B. a surplus lines agent C. an
insurance counselor D. a risk manager
, B - correct answer ✔✔Insurance issued to Texas residents by companies not licensed to do
business in Texas would be classified as A. unlicensed insurance B. unauthorized insurance C.
unlisted entrance D. alien insurance
C - correct answer ✔✔Agents who solicit and procure insurance for themselves, their families,
and their business associates (not for the general public) are said to engage in
A. rebating B. surplus lines Insurance C. controlled business D. unauthorized insurance
C - correct answer ✔✔At a minimum, the department must examine a carrier at least once
every
A. 6 months B. year C. 5 years D. decade
B - correct answer ✔✔Which of the following is a requirement for a temporary insurance
license?
A. The applicant must complete a licensing course within 10 days of application filing.
B. The applicant must complete training supervised by an agent, insurer, or HMO.
C. The applicant must be sponsored by the Department.
D. The applicant must demonstrate high unethical standards.
B - correct answer ✔✔How many hours of continuing educations is an agent responsible to
complete in any 2-year license period?
A. 15
B. 24
C. None if licensed less than 5 years.
D. It depends on the agent's birth date.
C - correct answer ✔✔Which of the following is an example of misrepresentation?
