ILLINOIS PUBLIC ADJUSTER EXAM EVALUATION
2025/2026 QUESTIONS AND ANSWERS GRADED A+
✔✔Calculate the square yardage of carpeting - ✔✔Steps:
1) find sq footage of room ( length x width )
2) add 5% to the sq footage
3) divide that number by 9
Ex: a contractor would like to calculate the square yardage for carpeting for a 12 x 12
room
1) 12 x 12 = 144 sq feet
2) 144 + 5% = 151.2 sq feet
3) divide 151.2 sq ft by 9 = 16.8 square yards 🙂
✔✔Treads and risers - ✔✔The two main parts of a set of stairs =
✔✔"Stair treads" aka "runs" - ✔✔Horizontal pieces that is "tread upon" with their feet.
(The depths of the treads can affect the comfort and safety of the staircase)
✔✔" Stair risers " - ✔✔The vertical pieces of the stairs. The "rise" of the stair is either
high or low.
✔✔Voltage - ✔✔The numerical value of the electrical potential between two points in a
circuit.
Volts = Watts/Amperes
✔✔Wattage - ✔✔A unit of power in electrical equipment
Watts = Volts x Amperes
✔✔Ampere - ✔✔Unit of electrical current
Amps = wattage/voltage
✔✔Circuit breaker - ✔✔A switch like device with a pre set current limit used to protect a
circuit from electrical over load
✔✔Conduit - ✔✔Pipe or tubing used to house cable.
✔✔Gambrel roof - ✔✔contains two sloping planes of different pitch on each side of the
ridge.
✔✔Mansard roof - ✔✔Contains two sloping planes of different pitch on each of the four
sides. No gables.
, ✔✔Bundle - ✔✔A package of shingles. There are 3, 4, or 5 bundles per square.
✔✔Caulk - ✔✔To fill a joint with mastic or asphalt cement to prevent leaks.
✔✔Fire resistances - ✔✔Class A = highest fire resistance rating for roofing
Class B = Fire resistance rating that indicates roofing materials can withstand moderate
exposure to fire
Class C = light exposure to fire
✔✔sheetrock/dry wall - ✔✔a sheet of plaster used as walls in buildings usually 1/2 inch
thunk and comes in sizes 4 x 8 or 4 x 12 ft
✔✔Green board - ✔✔Type of sheet rock that has a greater resistance to moisture than
regular white sheet rock and is used in bathrooms and other wet areas
✔✔Measuring sheetrock ( Drywall ) - ✔✔Steps:
1) calculate sq footage of room ( length x width )
2) multiply the sq footage by 4 (there are 4 walls)
3) multiply the length of room to get the ceiling sq feet then add it to the sq footage
amount.
4) if the problem says they purchase 4 x 8 sheets, divide the square footage by 32.
If the problem says they purchase 4 x 12 sheets, divide the sq footage by 48.
4) Round to the next whole number.
Ex: 10 x 10 room with 8 ft high ceilings, how much sheet rock is needed for this room?
1) 10 x 8 = 80 sq ft
2) 80 x 4 = 320 sq ft
3) 10 x 10 = ceiling of 100 sq feet. 100 + 320 = 420 sq feet.
4) since we are purchasing 4 x 8 (32 sq ft) of drywall, 420 divided by 32 sq ft = 13.125,
which means we need to purchase 14 sheets of drywall. 😊
✔✔Concrete - ✔✔Fire resistive material
✔✔Spalling - ✔✔When heat chases concrete to lose it's moisture, the surface flakes off
in thin pieces
✔✔ACV / Appraisal amount - ✔✔Generally under SFP, loss is settled on a _____ up to
the policy amount or _______
✔✔Appraisal clause - ✔✔involves 3 people, only the difference is submitted to the
umpire and that appraisal amount will be used as policy limit
✔✔SFP ~ 30 days - ✔✔When deciding on taking possession, repairing or replacing -
insurers must notify insured's on decision within ___ days after receiving proof of loss
2025/2026 QUESTIONS AND ANSWERS GRADED A+
✔✔Calculate the square yardage of carpeting - ✔✔Steps:
1) find sq footage of room ( length x width )
2) add 5% to the sq footage
3) divide that number by 9
Ex: a contractor would like to calculate the square yardage for carpeting for a 12 x 12
room
1) 12 x 12 = 144 sq feet
2) 144 + 5% = 151.2 sq feet
3) divide 151.2 sq ft by 9 = 16.8 square yards 🙂
✔✔Treads and risers - ✔✔The two main parts of a set of stairs =
✔✔"Stair treads" aka "runs" - ✔✔Horizontal pieces that is "tread upon" with their feet.
(The depths of the treads can affect the comfort and safety of the staircase)
✔✔" Stair risers " - ✔✔The vertical pieces of the stairs. The "rise" of the stair is either
high or low.
✔✔Voltage - ✔✔The numerical value of the electrical potential between two points in a
circuit.
Volts = Watts/Amperes
✔✔Wattage - ✔✔A unit of power in electrical equipment
Watts = Volts x Amperes
✔✔Ampere - ✔✔Unit of electrical current
Amps = wattage/voltage
✔✔Circuit breaker - ✔✔A switch like device with a pre set current limit used to protect a
circuit from electrical over load
✔✔Conduit - ✔✔Pipe or tubing used to house cable.
✔✔Gambrel roof - ✔✔contains two sloping planes of different pitch on each side of the
ridge.
✔✔Mansard roof - ✔✔Contains two sloping planes of different pitch on each of the four
sides. No gables.
, ✔✔Bundle - ✔✔A package of shingles. There are 3, 4, or 5 bundles per square.
✔✔Caulk - ✔✔To fill a joint with mastic or asphalt cement to prevent leaks.
✔✔Fire resistances - ✔✔Class A = highest fire resistance rating for roofing
Class B = Fire resistance rating that indicates roofing materials can withstand moderate
exposure to fire
Class C = light exposure to fire
✔✔sheetrock/dry wall - ✔✔a sheet of plaster used as walls in buildings usually 1/2 inch
thunk and comes in sizes 4 x 8 or 4 x 12 ft
✔✔Green board - ✔✔Type of sheet rock that has a greater resistance to moisture than
regular white sheet rock and is used in bathrooms and other wet areas
✔✔Measuring sheetrock ( Drywall ) - ✔✔Steps:
1) calculate sq footage of room ( length x width )
2) multiply the sq footage by 4 (there are 4 walls)
3) multiply the length of room to get the ceiling sq feet then add it to the sq footage
amount.
4) if the problem says they purchase 4 x 8 sheets, divide the square footage by 32.
If the problem says they purchase 4 x 12 sheets, divide the sq footage by 48.
4) Round to the next whole number.
Ex: 10 x 10 room with 8 ft high ceilings, how much sheet rock is needed for this room?
1) 10 x 8 = 80 sq ft
2) 80 x 4 = 320 sq ft
3) 10 x 10 = ceiling of 100 sq feet. 100 + 320 = 420 sq feet.
4) since we are purchasing 4 x 8 (32 sq ft) of drywall, 420 divided by 32 sq ft = 13.125,
which means we need to purchase 14 sheets of drywall. 😊
✔✔Concrete - ✔✔Fire resistive material
✔✔Spalling - ✔✔When heat chases concrete to lose it's moisture, the surface flakes off
in thin pieces
✔✔ACV / Appraisal amount - ✔✔Generally under SFP, loss is settled on a _____ up to
the policy amount or _______
✔✔Appraisal clause - ✔✔involves 3 people, only the difference is submitted to the
umpire and that appraisal amount will be used as policy limit
✔✔SFP ~ 30 days - ✔✔When deciding on taking possession, repairing or replacing -
insurers must notify insured's on decision within ___ days after receiving proof of loss
