Arizona Life and Health Insurance
Any administrative action taken against a producer MUST be reported to the director
within ___ days after the final disposition. - answer30
How many days notice does the Affordable Care Act require insurers to give before
rescinding coverage? - answer30
According to the Affordable Care Act, new health Insurance Marketplaces are
established by the - answerCCIIO
How long must a producer maintain customer records for an insurance transaction? -
answerThree years
Which statement best defines what a Policy title means on an insurance policy? -
answerEver policy Must have a title on the Face and on the back of the policy, briefly
describing the policy.
The refusal of doing business with an individual or business is called - answerBoycott
Which of the following causes of disability is NOT covered under the Arizona workers
comp law? - answerIntentional, self-inflicted injuries that occur at the work site
In Arizona, the HIV consent form - answerMust disclose who will be receiving a copy of
the test results
The telemarketing sales rules states that _______ is the LATEST time of the day that
telemarketing calls may be received - answer9 PM
Which of the following actions is considered to be an unfair trade practice - answerA
producer who sells insurance to an individual by means of threat
A statement must be signed by the ____ for any illustrations used in the sale of a life
insurance policy - answerProducer
In order for a health plan to be an "accountable health plan", who has to approve it -
answerThe director
If a life insurance applicant is shown future premiums are to be paid out of non
guaranteed values, the illustration used in the sales presentation MUST -
answerDisclose that the premium payments may need to be resumed depending on
actual results
, A producer is proposing that a policy owner replace an existing individual health
insurance policy with a new one. Under the new contract, a pre existing conditions
exclusion - answerMay reduce the insured benefits
The genetic information non discrimination act of 2008 bars all of the following EXCEPT
- answerProhibits the use of genetic information in health insurance, unless the
applicant signs a waiver
How many hours of initial long term care training must a producer complete before
soliciting long term care products? - answer8 hours
Greg had recently been terminated from his Job that covered him for group life
insurance. How long does he have to convert his coverage to an individual policy. -
answer31 days
Insurance crimes which affect the interstate commerce are prosecuted by the -
answerUS Attorney General
An insurance producer must keep usual and customary records that pertain to
transactions under the producers license, at their _________ - answerPrinciple place of
business
A policy owner decides to surrender the cash value of a whole life insurance policy. The
insurer has up to ___ months to delay this payment - answer6 months
If replacement was involved in the sale of a life insurance policy, a producer must
provide a replacement notice no later than the - answerApplication date
According to the telemarketing sales rule, what is the earliest time of the day that
telemarketing calls can be received? - answer8 AM
According to the federal fraud and false statements regulation, what is required for a
prohibited person to transact insurance business in this state? - answerWritten consent
from the state insurance regulatory agency
Who manages the premiums collected from a groups members for a reciprocal insurer?
- answerAttorney in fact
Prepaid dental plans differ from most other types of dental plans in what way? -
answerClosed panel of dentists can only be used
Replacement regulations exist in order to - answerProtect policy owners from
misrepresentations and loss of benefits
A ________ Company is licensed by the department of insurance to conduct insurance
business in Arizona. - answerAuthorized
Any administrative action taken against a producer MUST be reported to the director
within ___ days after the final disposition. - answer30
How many days notice does the Affordable Care Act require insurers to give before
rescinding coverage? - answer30
According to the Affordable Care Act, new health Insurance Marketplaces are
established by the - answerCCIIO
How long must a producer maintain customer records for an insurance transaction? -
answerThree years
Which statement best defines what a Policy title means on an insurance policy? -
answerEver policy Must have a title on the Face and on the back of the policy, briefly
describing the policy.
The refusal of doing business with an individual or business is called - answerBoycott
Which of the following causes of disability is NOT covered under the Arizona workers
comp law? - answerIntentional, self-inflicted injuries that occur at the work site
In Arizona, the HIV consent form - answerMust disclose who will be receiving a copy of
the test results
The telemarketing sales rules states that _______ is the LATEST time of the day that
telemarketing calls may be received - answer9 PM
Which of the following actions is considered to be an unfair trade practice - answerA
producer who sells insurance to an individual by means of threat
A statement must be signed by the ____ for any illustrations used in the sale of a life
insurance policy - answerProducer
In order for a health plan to be an "accountable health plan", who has to approve it -
answerThe director
If a life insurance applicant is shown future premiums are to be paid out of non
guaranteed values, the illustration used in the sales presentation MUST -
answerDisclose that the premium payments may need to be resumed depending on
actual results
, A producer is proposing that a policy owner replace an existing individual health
insurance policy with a new one. Under the new contract, a pre existing conditions
exclusion - answerMay reduce the insured benefits
The genetic information non discrimination act of 2008 bars all of the following EXCEPT
- answerProhibits the use of genetic information in health insurance, unless the
applicant signs a waiver
How many hours of initial long term care training must a producer complete before
soliciting long term care products? - answer8 hours
Greg had recently been terminated from his Job that covered him for group life
insurance. How long does he have to convert his coverage to an individual policy. -
answer31 days
Insurance crimes which affect the interstate commerce are prosecuted by the -
answerUS Attorney General
An insurance producer must keep usual and customary records that pertain to
transactions under the producers license, at their _________ - answerPrinciple place of
business
A policy owner decides to surrender the cash value of a whole life insurance policy. The
insurer has up to ___ months to delay this payment - answer6 months
If replacement was involved in the sale of a life insurance policy, a producer must
provide a replacement notice no later than the - answerApplication date
According to the telemarketing sales rule, what is the earliest time of the day that
telemarketing calls can be received? - answer8 AM
According to the federal fraud and false statements regulation, what is required for a
prohibited person to transact insurance business in this state? - answerWritten consent
from the state insurance regulatory agency
Who manages the premiums collected from a groups members for a reciprocal insurer?
- answerAttorney in fact
Prepaid dental plans differ from most other types of dental plans in what way? -
answerClosed panel of dentists can only be used
Replacement regulations exist in order to - answerProtect policy owners from
misrepresentations and loss of benefits
A ________ Company is licensed by the department of insurance to conduct insurance
business in Arizona. - answerAuthorized
