SERIES 201 EXAM NEWEST EDITION
2025-2026. 86 QUESTIONS AND
CORRECT VERIFIED ANSWERS.
GRADED A
Which one of the following is not one of the duties of the Commissioner of
Insurance?
A. Enforcing provisions of the Insurance Code
B. Examining and licensing individuals and companies
C. Examining Insureds' financial conditions
D. Holding hearings regarding suspension or revocation of a license - CORRECT
ANSWER ✔✔- Examining Insureds' financial conditions
Which of the following is not considered an unfair claims practice?
A. Knowingly misrepresenting facts or provisions
B. Denying a claim
C. Attempting to settle for less than a reasonable amount
D. Unreasonably delaying payment - CORRECT ANSWER ✔✔- Denying a claim
All of the following are types of adjusters licenses regulated by the Louisiana
Department of Insurance EXCEPT:
A. Crop Adjuster
1|Page
,B. Automobile Adjuster
C. Personal Lines Adjuster
D. Commercial Lines Adjuster - CORRECT ANSWER ✔✔- Crop Adjuster
The Louisiana Commissioner of Insurance is elected to a term of:
A. One Year
B. Two Years
C. Three Years
D. Four Years - CORRECT ANSWER ✔✔- Four Years
A Louisiana adjusters' license expires:
A. January 1st of even numbered years
B. The last day of each adjusters birthday month in odd numbered years
C. June 1st of even numbered years
D. The last day of each adjusters birthday month in even numbered years -
CORRECT ANSWER ✔✔- The last day of each adjusters birthday month in odd
numbered years
To obtain an insurance adjusters license, an individual must do all of the following
EXCEPT:
A. Be 18 years of age
B. Be fingerprinted
C. Complete pre-license training
2|Page
, D. Pass an examination - CORRECT ANSWER ✔✔- Complete pre-license
training
Unfair claims practices will be assumed to be intentional if:
A. They occur with such frequency as to indicate a general business practice
B. They are reported to the Insurer by the policyholder
C. The licensee has been reported for a similar practice during the preceding three
years
D. The licensee fails to promptly submit a required report - CORRECT ANSWER
✔✔- They occur with such frequency as to indicate a general business practice
When the Commissioner finds that an adjuster has knowingly violated the
provisions of the Claims Settlement Practices, what is the maximum fine that may
be levied?
A. $1,000
B. $10,000
C. $50,000
D. $100,000 - CORRECT ANSWER ✔✔- $100,000
All of the following are required to have a Louisiana adjusters license EXCEPT:
A. Independent Adjusters
B. Adjusters handling only Casualty Claims
C. Adjusters handling only Workers' Compensation Claims
3|Page
2025-2026. 86 QUESTIONS AND
CORRECT VERIFIED ANSWERS.
GRADED A
Which one of the following is not one of the duties of the Commissioner of
Insurance?
A. Enforcing provisions of the Insurance Code
B. Examining and licensing individuals and companies
C. Examining Insureds' financial conditions
D. Holding hearings regarding suspension or revocation of a license - CORRECT
ANSWER ✔✔- Examining Insureds' financial conditions
Which of the following is not considered an unfair claims practice?
A. Knowingly misrepresenting facts or provisions
B. Denying a claim
C. Attempting to settle for less than a reasonable amount
D. Unreasonably delaying payment - CORRECT ANSWER ✔✔- Denying a claim
All of the following are types of adjusters licenses regulated by the Louisiana
Department of Insurance EXCEPT:
A. Crop Adjuster
1|Page
,B. Automobile Adjuster
C. Personal Lines Adjuster
D. Commercial Lines Adjuster - CORRECT ANSWER ✔✔- Crop Adjuster
The Louisiana Commissioner of Insurance is elected to a term of:
A. One Year
B. Two Years
C. Three Years
D. Four Years - CORRECT ANSWER ✔✔- Four Years
A Louisiana adjusters' license expires:
A. January 1st of even numbered years
B. The last day of each adjusters birthday month in odd numbered years
C. June 1st of even numbered years
D. The last day of each adjusters birthday month in even numbered years -
CORRECT ANSWER ✔✔- The last day of each adjusters birthday month in odd
numbered years
To obtain an insurance adjusters license, an individual must do all of the following
EXCEPT:
A. Be 18 years of age
B. Be fingerprinted
C. Complete pre-license training
2|Page
, D. Pass an examination - CORRECT ANSWER ✔✔- Complete pre-license
training
Unfair claims practices will be assumed to be intentional if:
A. They occur with such frequency as to indicate a general business practice
B. They are reported to the Insurer by the policyholder
C. The licensee has been reported for a similar practice during the preceding three
years
D. The licensee fails to promptly submit a required report - CORRECT ANSWER
✔✔- They occur with such frequency as to indicate a general business practice
When the Commissioner finds that an adjuster has knowingly violated the
provisions of the Claims Settlement Practices, what is the maximum fine that may
be levied?
A. $1,000
B. $10,000
C. $50,000
D. $100,000 - CORRECT ANSWER ✔✔- $100,000
All of the following are required to have a Louisiana adjusters license EXCEPT:
A. Independent Adjusters
B. Adjusters handling only Casualty Claims
C. Adjusters handling only Workers' Compensation Claims
3|Page
