NY SERIES 17-52 NEWEST TEST BANK UPDATE
2025\2026 WITH ACTUAL QUESTIONS AND CORRECT
VERIFIED ANSWERS/WELL ANALYSED ALL GRADED A+
How many eligible employees must be included in a contributory health
insurance plan? - CORRECT ANSWER-50%
A man works for Company A and his wife works for Company B. The spouses
are covered by health plans through their respective companies that also cover
the other spouse. If the husband files a claim, - CORRECT ANSWER-The
insurance through his company is primary.
Which of the following is NOT a feature of a noncancellable policy? -
CORRECT ANSWER-The insurer may terminate the contract only at renewal
for certain conditions.
What is the best way to change an application? - CORRECT ANSWER-Start
over with a fresh application
On a major medical insurance policy, the amount that an insured must pay on a
claim before the insurer will pay is known as - CORRECT ANSWER-
Deductible.
Which of the following is correct about a group health insurance policy issued
in New York? - CORRECT ANSWER-It cannot exclude newborn children from
coverage.
, Which of the following is NOT a characteristic of a group long-term disability
plan? - CORRECT ANSWER-The benefit can be up to 50% of one's yearly
income.
In which Medicare supplemental policies are the core benefits found? -
CORRECT ANSWER-All plans
When benefits are paid directly to the insured under a health insurance policy,
the policy provides benefits on what type of basis? - CORRECT ANSWER-
Reimbursement
If an employee terminates her employment, which of the following provisions
would allow her to continue health coverage under an individual policy, if
requested within 60 days? - CORRECT ANSWER-Conversion
To be eligible under HIPAA regulations, for how long should an individual
converting to an individual health plan have been covered under the previous
group plan? - CORRECT ANSWER-18 months
Under which of the following disability income plans would the benefits be
subject to income tax? - CORRECT ANSWER-Group
Under the Affordable Care Act, a special enrollment period allows an individual
to enroll in a qualified health plan within how many days of a qualifying event?
- CORRECT ANSWER-60 days
Which of the following individuals must pass a written examination to be
licensed as a life insurance agent? - CORRECT ANSWER-A resident of New
York wishing to transact business in New York
2025\2026 WITH ACTUAL QUESTIONS AND CORRECT
VERIFIED ANSWERS/WELL ANALYSED ALL GRADED A+
How many eligible employees must be included in a contributory health
insurance plan? - CORRECT ANSWER-50%
A man works for Company A and his wife works for Company B. The spouses
are covered by health plans through their respective companies that also cover
the other spouse. If the husband files a claim, - CORRECT ANSWER-The
insurance through his company is primary.
Which of the following is NOT a feature of a noncancellable policy? -
CORRECT ANSWER-The insurer may terminate the contract only at renewal
for certain conditions.
What is the best way to change an application? - CORRECT ANSWER-Start
over with a fresh application
On a major medical insurance policy, the amount that an insured must pay on a
claim before the insurer will pay is known as - CORRECT ANSWER-
Deductible.
Which of the following is correct about a group health insurance policy issued
in New York? - CORRECT ANSWER-It cannot exclude newborn children from
coverage.
, Which of the following is NOT a characteristic of a group long-term disability
plan? - CORRECT ANSWER-The benefit can be up to 50% of one's yearly
income.
In which Medicare supplemental policies are the core benefits found? -
CORRECT ANSWER-All plans
When benefits are paid directly to the insured under a health insurance policy,
the policy provides benefits on what type of basis? - CORRECT ANSWER-
Reimbursement
If an employee terminates her employment, which of the following provisions
would allow her to continue health coverage under an individual policy, if
requested within 60 days? - CORRECT ANSWER-Conversion
To be eligible under HIPAA regulations, for how long should an individual
converting to an individual health plan have been covered under the previous
group plan? - CORRECT ANSWER-18 months
Under which of the following disability income plans would the benefits be
subject to income tax? - CORRECT ANSWER-Group
Under the Affordable Care Act, a special enrollment period allows an individual
to enroll in a qualified health plan within how many days of a qualifying event?
- CORRECT ANSWER-60 days
Which of the following individuals must pass a written examination to be
licensed as a life insurance agent? - CORRECT ANSWER-A resident of New
York wishing to transact business in New York
