ADB Exam with precise detailed solutions

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Exam (elaborations)

ADB Exam with precise detailed solutions

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2025/2026

Institution ADB

Course ADB

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ADB Exam with precise detailed solutions

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ADB Exam with precise detailed solutions |!| |!| |!| |!| |!|

aggregate limit - correct answer✔✔the amount payable for all claims in a
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single policy period
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contingent liability - correct answer✔✔when a business is held legally
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liable for the actions, or failures to act, of other parties such as
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subcontractors

tort law - correct answer✔✔injuries suffered by one party as a result of
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another party's actions or negligence when there is no contract
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occurrence - correct answer✔✔event that results in an insured loss
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becasue of a continued and repeated exposure
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insuring agreement - correct answer✔✔describes the perils insured against
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contract of adhesion - correct answer✔✔contract between two parties that
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doesn't allow for negotiation
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monoline policy - correct answer✔✔contains a single line of coverage
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the Other Insurance Provision - correct answer✔✔defines how each policy
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will pay
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HO-2 - correct answer✔✔(broad form): covers the dwelling, other
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structures, and personal property on a named perils basis
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Uploaded on: August 10, 2025
Number of pages: 3
Written in: 2025/2026
Type: Exam (elaborations)
Contains: Questions & answers

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