STATE FARM FIRE INDEPENDENT ADJUSTER CERTIFICATION STUDY
"You" and "your" means what in terms of the definitions for State farm coverage. -
(ANSWER)The "named insured"
"insured" means what in terms of the definitions for State farm coverage. - (ANSWER)You and,
@#$%^&
if residents of your household:
a. your relatives; and *()_
b. any other person under the age of 21 who is in the
care of a person described above.
"insured location" means what in terms of the definitions for State farm coverage. -
(ANSWER)a. the residence premises;
b. the part of any other premises, other structures and
grounds used by you as a residence. This includes
premises, structures and grounds you acquire while
this policy is in effect for your use as a residence;
c. any premises used by you in connection with the
premises included in 5.a. or 5.b.;
d. any part of a premises not owned by an insured but
where an insured is temporarily residing;
e. land owned by or rented to an insured on which a
one or two family dwelling is being constructed as a
residence for an insured;
any part of a premises occasionally rented to an
insured for other than business purposes;
h. vacant land owned by or rented to an insured. This
does not include farm land
"property damage" means what in terms of the definitions for State farm coverage. -
(ANSWER)physical damage to or destruction of tangible property, including loss of use of
thisproperty.
IS theft or conversion of property by insured property damage? - (ANSWER)No, theft or
conversion of property by insured is not property damage
"residence premises" means what in terms of the definitions for State farm coverage. -
(ANSWER)a. the one, two, three or four-family dwelling, other
structures and grounds; or
b. that part of any other building;
where you reside and which is shown in the Declarations.
, STATE FARM FIRE INDEPENDENT ADJUSTER CERTIFICATION STUDY
What is Coverage A, FP-7955 - (ANSWER)DWELLING coverage
Dwelling includes what ? - (ANSWER)a. structures attached to the dwelling;
b. materials and supplies located on or adjacent to the
@#$%^&
residence premises for use in the construction,
alteration or repair of the dwelling or other structures *()_
on the residence premises;
c. foundation, floor slab and footings supporting the
dwelling; and
d. wall-to-wall carpeting attached to the dwelling.
Dwelling Extension is - (ANSWER)other structures on the residence premises, separated from
the dwelling by clear space.
What types of things are not covered in dwelling extensions ? - (ANSWER)a. not permanently
attached to or otherwise forming a
part of the realty;
b. used in whole or in part for business purposes; or
c. rented or held for rental to a person not a tenant of
the dwelling, unless used solely as a private garage.
What does coverage B, FP-7955 cover - (ANSWER)PROPERTY
What is property covered ? - (ANSWER)cover personal property owned or used by an insured
while it is anywhere in the world. This includes structures not permanently attached to or
otherwise forming a part of the realty.
State Farm cover personal property usually situated at an insured's residence, other than the
residence premises, for up to $1,000 or 10% of the Coverage B limit, which-ever is greater. -
(ANSWER)True
Do Special Limits of Liability increase the coverage B limit? - (ANSWER)They do not increase
the Coverage B limit.
The special limit for each of the
following categories is the total limit for each loss for all
property in that category:
a. $200 on money, coins and medals, including any of
these that are a part of a collection, and bank notes;
b. $1,000 on property used or intended for use in a
business, including merchandise held as samples or
"You" and "your" means what in terms of the definitions for State farm coverage. -
(ANSWER)The "named insured"
"insured" means what in terms of the definitions for State farm coverage. - (ANSWER)You and,
@#$%^&
if residents of your household:
a. your relatives; and *()_
b. any other person under the age of 21 who is in the
care of a person described above.
"insured location" means what in terms of the definitions for State farm coverage. -
(ANSWER)a. the residence premises;
b. the part of any other premises, other structures and
grounds used by you as a residence. This includes
premises, structures and grounds you acquire while
this policy is in effect for your use as a residence;
c. any premises used by you in connection with the
premises included in 5.a. or 5.b.;
d. any part of a premises not owned by an insured but
where an insured is temporarily residing;
e. land owned by or rented to an insured on which a
one or two family dwelling is being constructed as a
residence for an insured;
any part of a premises occasionally rented to an
insured for other than business purposes;
h. vacant land owned by or rented to an insured. This
does not include farm land
"property damage" means what in terms of the definitions for State farm coverage. -
(ANSWER)physical damage to or destruction of tangible property, including loss of use of
thisproperty.
IS theft or conversion of property by insured property damage? - (ANSWER)No, theft or
conversion of property by insured is not property damage
"residence premises" means what in terms of the definitions for State farm coverage. -
(ANSWER)a. the one, two, three or four-family dwelling, other
structures and grounds; or
b. that part of any other building;
where you reside and which is shown in the Declarations.
, STATE FARM FIRE INDEPENDENT ADJUSTER CERTIFICATION STUDY
What is Coverage A, FP-7955 - (ANSWER)DWELLING coverage
Dwelling includes what ? - (ANSWER)a. structures attached to the dwelling;
b. materials and supplies located on or adjacent to the
@#$%^&
residence premises for use in the construction,
alteration or repair of the dwelling or other structures *()_
on the residence premises;
c. foundation, floor slab and footings supporting the
dwelling; and
d. wall-to-wall carpeting attached to the dwelling.
Dwelling Extension is - (ANSWER)other structures on the residence premises, separated from
the dwelling by clear space.
What types of things are not covered in dwelling extensions ? - (ANSWER)a. not permanently
attached to or otherwise forming a
part of the realty;
b. used in whole or in part for business purposes; or
c. rented or held for rental to a person not a tenant of
the dwelling, unless used solely as a private garage.
What does coverage B, FP-7955 cover - (ANSWER)PROPERTY
What is property covered ? - (ANSWER)cover personal property owned or used by an insured
while it is anywhere in the world. This includes structures not permanently attached to or
otherwise forming a part of the realty.
State Farm cover personal property usually situated at an insured's residence, other than the
residence premises, for up to $1,000 or 10% of the Coverage B limit, which-ever is greater. -
(ANSWER)True
Do Special Limits of Liability increase the coverage B limit? - (ANSWER)They do not increase
the Coverage B limit.
The special limit for each of the
following categories is the total limit for each loss for all
property in that category:
a. $200 on money, coins and medals, including any of
these that are a part of a collection, and bank notes;
b. $1,000 on property used or intended for use in a
business, including merchandise held as samples or
