XCEL Ohio Life and Health 200 Question
Exam Simulator. Questions & answers
2025 ( A+ GRADED 100% VERIFIED)
An agent's appointment may only be terminated by the
insurer
Medicare provides coverage for each of the following EXCEPT
custodial care
An agent's license may only be suspended or revoked if the agent
has been afforded a right to a hearing
Paul is an employee who caught a disease unique to the trade in which he
was exposed to. Paul has a(n)
,occupational disease
How many days is a temporary agent's license valid?
180
Small employers who are sponsored by an insurer to provide group
benefits to its employees are called
MEWA
Carole is a licensed agent who lives in Michigan and transacts insurance in
Ohio. In Ohio, Carole is considered to be a(n)
nonresident agent
Ohio requires that a licensee complete __ hours of continuing education
on the subject of ethics every reporting period.
To be eligible for small employer group coverage, an employee must work
a MINIMUM of ___ hours in a typical week.
25
Which of the following is a legal entity created for the sole purpose of
providing affordable group health coverage to its participants?
Multiple Employer Welfare Arrangement (MEWA)
Which of the following is NOT taken into consideration when determining
eligibility for Medicare benefits?
Income
A Buyer's Guide MUST
have it's content approved by the superintendent
Which of the following is required for an insurer to conduct business in
this state?
, Certificate of authority
Which payment method for a health claim settlement is typically made
directly to the provider of the services?
Prepaid
Long-Term Care policies or certificates issued in Ohio are required to have
a nonforfeiture value
A life insurance policyowner is allowed ___ days upon policy delivery to
return the policy for a full premium refund.
10
An insurance company has just received a request for verification from a
viatical settlement provider. The insurer is required to respond within ___
calendar days to this request.
30
An insurer may non-renew an individual health benefit plan for all the
following reasons EXCEPT
the individual is eligible for health care benefits from the Veterans
Administration
Maria is a Preferred Provider Organization (PPO) subscriber and received
care from an out-of-network provider. Which of the following is the likely
result?
Care is covered
Which of these statements regarding the annuitant is CORRECT?
The annuitant's life expectancy determines the annuity payments
Exam Simulator. Questions & answers
2025 ( A+ GRADED 100% VERIFIED)
An agent's appointment may only be terminated by the
insurer
Medicare provides coverage for each of the following EXCEPT
custodial care
An agent's license may only be suspended or revoked if the agent
has been afforded a right to a hearing
Paul is an employee who caught a disease unique to the trade in which he
was exposed to. Paul has a(n)
,occupational disease
How many days is a temporary agent's license valid?
180
Small employers who are sponsored by an insurer to provide group
benefits to its employees are called
MEWA
Carole is a licensed agent who lives in Michigan and transacts insurance in
Ohio. In Ohio, Carole is considered to be a(n)
nonresident agent
Ohio requires that a licensee complete __ hours of continuing education
on the subject of ethics every reporting period.
To be eligible for small employer group coverage, an employee must work
a MINIMUM of ___ hours in a typical week.
25
Which of the following is a legal entity created for the sole purpose of
providing affordable group health coverage to its participants?
Multiple Employer Welfare Arrangement (MEWA)
Which of the following is NOT taken into consideration when determining
eligibility for Medicare benefits?
Income
A Buyer's Guide MUST
have it's content approved by the superintendent
Which of the following is required for an insurer to conduct business in
this state?
, Certificate of authority
Which payment method for a health claim settlement is typically made
directly to the provider of the services?
Prepaid
Long-Term Care policies or certificates issued in Ohio are required to have
a nonforfeiture value
A life insurance policyowner is allowed ___ days upon policy delivery to
return the policy for a full premium refund.
10
An insurance company has just received a request for verification from a
viatical settlement provider. The insurer is required to respond within ___
calendar days to this request.
30
An insurer may non-renew an individual health benefit plan for all the
following reasons EXCEPT
the individual is eligible for health care benefits from the Veterans
Administration
Maria is a Preferred Provider Organization (PPO) subscriber and received
care from an out-of-network provider. Which of the following is the likely
result?
Care is covered
Which of these statements regarding the annuitant is CORRECT?
The annuitant's life expectancy determines the annuity payments
