Adjuster License Practice Test #1 2025
Questions and Answers
520 weeks of PPD benefits eligibility - --Answer --When an injured worker
has a permanent disability rating greater than 50%
Railroad worker coverage - --Answer --Covered by Federal Employers
Liability Act (FELA)
Contributory negligence state damages - --Answer --0%
Comparative negligence state damages - --Answer --100%
Reasons for denial - --Answer --Contributory Negligence
Part 1 (A) of the policy - --Answer --Indemnity and medical benefits for
compensable work related injuries
Cumulative trauma claims statute of limitations - --Answer --2 years have
passed since the physician has told them it is work related or two years following
the suspension of payments
Widow and dependents benefits - --Answer --Stop
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, Competitive state workers' compensation insurance - --Answer --Either A or
B (A private insurance company or a state fund)
Permanent total disability (PTD) definition - --Answer --The condition of an
employee who has not reached a level of improvement that would allow a return to
work and has not reached MMI
Permanent total disability benefits reduction scenario - --Answer --The IW
reaches old age social security
Premium information location in the policy - --Answer --Part 1
PPD weekly benefit limit - --Answer --99% of 66 2/3%
Dependent benefits scenario - --Answer --They continue to age 22 if the
child is enrolled in school
Jones Act vs. USL&H claims difference - --Answer --One covers masters
and members of the crew of ships and the other covers people who do repair work
on the ships/work on the docks and shore of navigable waterways
Occupational disease (OD) claims statute of limitations - --Answer --Three
years from the date of last exposure
Adjusters' license age requirement - --Answer --18
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
Questions and Answers
520 weeks of PPD benefits eligibility - --Answer --When an injured worker
has a permanent disability rating greater than 50%
Railroad worker coverage - --Answer --Covered by Federal Employers
Liability Act (FELA)
Contributory negligence state damages - --Answer --0%
Comparative negligence state damages - --Answer --100%
Reasons for denial - --Answer --Contributory Negligence
Part 1 (A) of the policy - --Answer --Indemnity and medical benefits for
compensable work related injuries
Cumulative trauma claims statute of limitations - --Answer --2 years have
passed since the physician has told them it is work related or two years following
the suspension of payments
Widow and dependents benefits - --Answer --Stop
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, Competitive state workers' compensation insurance - --Answer --Either A or
B (A private insurance company or a state fund)
Permanent total disability (PTD) definition - --Answer --The condition of an
employee who has not reached a level of improvement that would allow a return to
work and has not reached MMI
Permanent total disability benefits reduction scenario - --Answer --The IW
reaches old age social security
Premium information location in the policy - --Answer --Part 1
PPD weekly benefit limit - --Answer --99% of 66 2/3%
Dependent benefits scenario - --Answer --They continue to age 22 if the
child is enrolled in school
Jones Act vs. USL&H claims difference - --Answer --One covers masters
and members of the crew of ships and the other covers people who do repair work
on the ships/work on the docks and shore of navigable waterways
Occupational disease (OD) claims statute of limitations - --Answer --Three
years from the date of last exposure
Adjusters' license age requirement - --Answer --18
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
