AHIP Final Exam Test 2025 Questions and Verified Answers, 100% Guarantee Pass

AHIP Final Exam Test 2025
Questions and Verified Answers, 100% Guarantee Pass

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1. Mrs.Westwearsglassesanddenturesandhasenjoyedconsiderablepain
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relief from arthritis through acupuncture. She is concerned about whether or
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not Medicare will cover these items and services.What should you tell her?
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Ans>> : Medicare does not cover acupuncture, or, in general, glasses or dentures.
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2. Mr.Bickford did not quite qualify for the extra help low-income subsidy under
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the Medicare Part D Prescription Drug program and he is wondering if there is
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any other option he has for obtaining help with his considerable drugcosts.
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What shouldyou tellhim?
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Ans>>:Hecouldcheckwith themanufacturers of his medications to see if they offer an
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assistance program to help people with
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limitedmeansobtainthemedicationstheyneed.Alternatively,hecouldchecktosee
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whetherhisstatehasapharmacyassistanceprogramtohelphimwithhisexpenses.
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3. Mr. Lombardi is interested in a Medicare Advantage (MA) PPO plan that you
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represent. It is one of three plans operated by the same organization in Mr.
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Lombardi's area. The MA PPO plan does not include drug coverage, but the
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other two plans do.Mr.Lombardi likes the PPO plan that does not include drug
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coverage and intends to obtain his drug coverage through a
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s://www.stuvia.com/user/Wisdoms
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, stand-aloneMedicare prescription drug plan.What should you tell him about this gy gy gy gy y
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situation?
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Ans>>: He could enroll in one of the MA plans that include prescription drug coverage or
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Medigap plan and a stand-alone prescription drug plan, but he cannot enroll in the MA-
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only PPO plan and a stand-alone prescription drug plan.
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4. Mr.Torreshasasmallsavingsaccount.Hewouldliketopayforhismonthly Part D
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premiums with an automatic monthly withdrawal from his savings account until
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it is exhausted,and then have his premiums withheld from his Social Security
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check.What should you tell him?
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Ans>>:In general, he must select a single Part D premium payment mechanism that
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will be used throughout the year.
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5. AgentJenningsmakesapresentationonMedicareadvertisedasaneduca- y
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tionalevent.AgentJenningsdistributesmaterialsthat are solelyeducational in
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nature.However,shegivesabriefpresentationthatmentionsplan-specific
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premiums. Is this a prohibited activity at an event that has been advertised as
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educational?
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Ans>>:Yes.When an event has been advertised as "educational," dis- cussing plan-
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specific premiums is impermissible. gy gy gy




6. Mrs. Mulcahy is concerned that she may not qualify for enrollment in a
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Medicare prescription drug plan because, although she is entitled to Part A, she
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isnotenrolledunderMedicarePartB.Whatshouldyoutellher?
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Ans>>:Everyone who is entitled to Part A or enrolled under Part B is eligible to enroll in a
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Medicare prescription drug plan.As long as Mrs.Mulcahy is entitled to Part A, she does
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not need to enroll under Part B before enrolling in a prescription drug plan.
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7. Mr.JacobunderstandsthatthereisastandardMedicarePartDprescription drug
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benefit, but when he looks at information on various plans available in
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s://www.stuvia.com/user/Wisdoms
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