DWELLING POLICY PRACTICE TEST WITH
CORRECT ANSWERS
An dInsured dhas da dspecial dform ddwelling dpolicy dwritten dfor d$100,000 don da
ddwelling. dThe ddwelling's dreplacement dcost dis d$115,000. dFire dcauses d$ d75,000 din
ddamage dto dthe ddwelling, d15,000 ddamage dto da dseparate dgarage, dand dkills d10
dtrees dvalued dat d$600 deach. dHow dmuch dwill dthe dpolicy dpay dfor dthe dtrees? d-
dCORRECT✅✅$ d5,000
In da ddwelling dpolicy, dwhich dof dthe dfollowing dis dtrue dregarding dpersonal dliability
dcoverage? d- dCORRECT✅✅It dmust dbe dadded das da dsupplement dor dwritten das da
dseparate dpolicy
Which dof dthe dfollowing dadditional dperils dis dcovered dunder dboth dthe dbasic dform
dand dbroad dform ddwelling dpolicies? d- dCORRECT✅✅Internal dexplosion
In da ddwelling dpolicy, dwhich dof dthe dfollowing dother dstructures dwould dbe dcovered? d-
dCORRECT✅✅Rented dto da dneighbor dfor duse das da dprivate dgarage
what dis dtrue dof ddwelling dpolicy dcoverage? d- dCORRECT✅✅Exclusions dapply dto
dall dthree dpolicy dforms
Dwelling dPolicy dCoverage dC- dPersonal dproperty dwill dcover dall dof dthe dfollowing
dexcept d- dCORRECT✅✅Animals dand dbirds
All dof dthe dfollowing dwould dbe deligible dfor dcoverage dunder dthe ddwelling dpolicy
dexcept d- dCORRECT✅✅A dhouse dthat dhas d5 dresidential dunits
An dinsured downs da dlarge ddog. dThe dfirst dday dhe dhas dto dleave dthe ddog dhome
dalone dto dgo dto dwork, dthe dinsured dcomes dback dto dfind dhis d$ d400.00 dcouch dtorn
dapart, dhis d$100.00 dcoffee dtable dchewed dup, dhis d$ d50.00 dwindow dcurtain
dshredded, dand da d$200.00 dwindow dpane dshattered dwhere dhis ddog djumped
dthrough. dThe dinsured dhas dpersonal dproperty dcoverage dunder da dspecial dform
ddwelling dpolicy. dHow dmuch dof dthis dloss dwill dthe dpolicy dcover? d- dCORRECT✅✅$
d0.00
what dis dnot da dperil dcovered dunder dthe dbroad dform ddwelling dpolicy d-
dCORRECT✅✅Theft
Under dthe ddwelling dpolicy dform, dwhat dis dthe dmaximum dtime dlimit dduring dwhich
dmultiple dvolcanic dactivities dwould dbe dconsidered dpart dof done doccurrence? d-
dCORRECT✅✅72 dhours
CORRECT ANSWERS
An dInsured dhas da dspecial dform ddwelling dpolicy dwritten dfor d$100,000 don da
ddwelling. dThe ddwelling's dreplacement dcost dis d$115,000. dFire dcauses d$ d75,000 din
ddamage dto dthe ddwelling, d15,000 ddamage dto da dseparate dgarage, dand dkills d10
dtrees dvalued dat d$600 deach. dHow dmuch dwill dthe dpolicy dpay dfor dthe dtrees? d-
dCORRECT✅✅$ d5,000
In da ddwelling dpolicy, dwhich dof dthe dfollowing dis dtrue dregarding dpersonal dliability
dcoverage? d- dCORRECT✅✅It dmust dbe dadded das da dsupplement dor dwritten das da
dseparate dpolicy
Which dof dthe dfollowing dadditional dperils dis dcovered dunder dboth dthe dbasic dform
dand dbroad dform ddwelling dpolicies? d- dCORRECT✅✅Internal dexplosion
In da ddwelling dpolicy, dwhich dof dthe dfollowing dother dstructures dwould dbe dcovered? d-
dCORRECT✅✅Rented dto da dneighbor dfor duse das da dprivate dgarage
what dis dtrue dof ddwelling dpolicy dcoverage? d- dCORRECT✅✅Exclusions dapply dto
dall dthree dpolicy dforms
Dwelling dPolicy dCoverage dC- dPersonal dproperty dwill dcover dall dof dthe dfollowing
dexcept d- dCORRECT✅✅Animals dand dbirds
All dof dthe dfollowing dwould dbe deligible dfor dcoverage dunder dthe ddwelling dpolicy
dexcept d- dCORRECT✅✅A dhouse dthat dhas d5 dresidential dunits
An dinsured downs da dlarge ddog. dThe dfirst dday dhe dhas dto dleave dthe ddog dhome
dalone dto dgo dto dwork, dthe dinsured dcomes dback dto dfind dhis d$ d400.00 dcouch dtorn
dapart, dhis d$100.00 dcoffee dtable dchewed dup, dhis d$ d50.00 dwindow dcurtain
dshredded, dand da d$200.00 dwindow dpane dshattered dwhere dhis ddog djumped
dthrough. dThe dinsured dhas dpersonal dproperty dcoverage dunder da dspecial dform
ddwelling dpolicy. dHow dmuch dof dthis dloss dwill dthe dpolicy dcover? d- dCORRECT✅✅$
d0.00
what dis dnot da dperil dcovered dunder dthe dbroad dform ddwelling dpolicy d-
dCORRECT✅✅Theft
Under dthe ddwelling dpolicy dform, dwhat dis dthe dmaximum dtime dlimit dduring dwhich
dmultiple dvolcanic dactivities dwould dbe dconsidered dpart dof done doccurrence? d-
dCORRECT✅✅72 dhours
