TWIA FIELD ADJUSTER CERT(2022) EXAM QUESTIONS AND
ANSWERS LATEST UPDATED 2024/2025 A COMPLETE
SOLUTION WITH 100% CORRECT VERIFIED/DETAILED BEST
GRADED A+ FOR SUCCESS
TWIA - CORRECT ANSWERS Texas Windstorm Insurance Association
TWIA Counties - CORRECT ANSWERS Cameron, Willacy, Kenedy, Kleburg, Nueces, San Patricio,
Aransas, Refugio, Calhoun, Matagorda, Brazoria, Galveston, Chambers, Jefferson, and Harris*
2 Policy coverages - CORRECT ANSWERS A- Dwelling and Other Structures and B- Personal
Property. Other structures is part of Coverage A but has it's own separate estimate section.
2 Deductibles - CORRECT ANSWERS TWIA Dwelling policies have a deductible for both
Coverage A and Coverage B. No hurricane deductible
4 Extensions of Coverage - CORRECT ANSWERS 1. Debris Removal
2. Reasonable Repairs
3. Improvements, Alterations. and Additions
4. Property Removal
Exclusions - CORRECT ANSWERS 1. Flood
2. Rain - Storm Created Opening
3. Mold, fungi, or other microorganisms
4. Asbestos
802 - CORRECT ANSWERS Replacement Cost Coverage(Dwelling). As of 2019, TWIA policies are
ACV. Insured value of 80%+ provides automatic 802 coverage.
310, 320, 330 - CORRECT ANSWERS Extensions of Coverage falling under Consequential Loss.
365 - CORRECT ANSWERS Replacement Cost Endorsement(Personal Property)
, TWIA FIELD ADJUSTER CERT(2022) EXAM QUESTIONS AND
ANSWERS LATEST UPDATED 2024/2025 A COMPLETE
SOLUTION WITH 100% CORRECT VERIFIED/DETAILED BEST
GRADED A+ FOR SUCCESS
804 - CORRECT ANSWERS Actual Cash Value Roofs
411 - CORRECT ANSWERS Conversion to TWIA Manufactured Home Policy
800 - CORRECT ANSWERS Amendatory Endorsement Residential(Storm Doors)
330 - CORRECT ANSWERS Provides least amount of coverage only applying to On-Premises
Losses. with a deductible for Coverage B.
310 - CORRECT ANSWERS Covers On-Premises losses with no deductible but Off-Premise under
Coverage B have a deductible. ALE is also covered.
320 - CORRECT ANSWERS One of most common policies also providing the most coverage.
Provides the coverage of a 310 with added Wind Driven Rain coverage.
310 and 320 - CORRECT ANSWERS Also adds coverage for Additional Living Expenses. Only
available for primary property.
No TWIA 320 endorsement means - CORRECT ANSWERS There must be a storm created
opening present for interior water damage coverage to apply. ACV applies normally.
Coverage provided by TWIA 365 endorsement - CORRECT ANSWERS Adds replacement cost
coverage to personal property and carpet.
PPIF - CORRECT ANSWERS Personal Property inventory Form. Given to a policyholder that has
suffered a loss covered by a 365 endorsement.
ANSWERS LATEST UPDATED 2024/2025 A COMPLETE
SOLUTION WITH 100% CORRECT VERIFIED/DETAILED BEST
GRADED A+ FOR SUCCESS
TWIA - CORRECT ANSWERS Texas Windstorm Insurance Association
TWIA Counties - CORRECT ANSWERS Cameron, Willacy, Kenedy, Kleburg, Nueces, San Patricio,
Aransas, Refugio, Calhoun, Matagorda, Brazoria, Galveston, Chambers, Jefferson, and Harris*
2 Policy coverages - CORRECT ANSWERS A- Dwelling and Other Structures and B- Personal
Property. Other structures is part of Coverage A but has it's own separate estimate section.
2 Deductibles - CORRECT ANSWERS TWIA Dwelling policies have a deductible for both
Coverage A and Coverage B. No hurricane deductible
4 Extensions of Coverage - CORRECT ANSWERS 1. Debris Removal
2. Reasonable Repairs
3. Improvements, Alterations. and Additions
4. Property Removal
Exclusions - CORRECT ANSWERS 1. Flood
2. Rain - Storm Created Opening
3. Mold, fungi, or other microorganisms
4. Asbestos
802 - CORRECT ANSWERS Replacement Cost Coverage(Dwelling). As of 2019, TWIA policies are
ACV. Insured value of 80%+ provides automatic 802 coverage.
310, 320, 330 - CORRECT ANSWERS Extensions of Coverage falling under Consequential Loss.
365 - CORRECT ANSWERS Replacement Cost Endorsement(Personal Property)
, TWIA FIELD ADJUSTER CERT(2022) EXAM QUESTIONS AND
ANSWERS LATEST UPDATED 2024/2025 A COMPLETE
SOLUTION WITH 100% CORRECT VERIFIED/DETAILED BEST
GRADED A+ FOR SUCCESS
804 - CORRECT ANSWERS Actual Cash Value Roofs
411 - CORRECT ANSWERS Conversion to TWIA Manufactured Home Policy
800 - CORRECT ANSWERS Amendatory Endorsement Residential(Storm Doors)
330 - CORRECT ANSWERS Provides least amount of coverage only applying to On-Premises
Losses. with a deductible for Coverage B.
310 - CORRECT ANSWERS Covers On-Premises losses with no deductible but Off-Premise under
Coverage B have a deductible. ALE is also covered.
320 - CORRECT ANSWERS One of most common policies also providing the most coverage.
Provides the coverage of a 310 with added Wind Driven Rain coverage.
310 and 320 - CORRECT ANSWERS Also adds coverage for Additional Living Expenses. Only
available for primary property.
No TWIA 320 endorsement means - CORRECT ANSWERS There must be a storm created
opening present for interior water damage coverage to apply. ACV applies normally.
Coverage provided by TWIA 365 endorsement - CORRECT ANSWERS Adds replacement cost
coverage to personal property and carpet.
PPIF - CORRECT ANSWERS Personal Property inventory Form. Given to a policyholder that has
suffered a loss covered by a 365 endorsement.
