Module 1
Mrs. West wears glasses and dentures and has enjoyed considerable pain relief from arthritis through massage therapy. She is concerned about whether or not Medicare will cover these items and services. What should you tell her? a. Medicare covers 50% of the cost of these three services. b. Medicare covers glasses, but not dentures or massage therapy. c. Medicare covers 80% of the cost of these three services. d. Medicare does not cover massage therapy, or, in general, glasses or dentures. Question 2 Mr. Diaz continued working with his company and was insured under his employer’s group plan until he reached age 68. He has heard that there is a premium penalty for those who did not sign up for Part B when first eligible and wants to know how much he will have to pay. What should you tell him? a. The penalty will be a permanent 10% increase in his Part B premium for every 12-month period that passed during which he could have enrolled and did not. b. During the first year, he is covered under Part B, his premiums will be 10% higher than they otherwise would be, after which point they
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