5/31/25, 8:51 AM CQIB EXAM 2025 COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING REAL EXAM QUESTIONS…
CQIB EXAM 2025 COMPLETE EXAM QUESTIONS
AND VERIFIED ANSWERS |RECENTLY TESTING
REAL EXAM QUESTIONS| 100% SOLVED!!
Save
Terms in this set (178)
Which regulator makes The Australian Prudential Regulation Authority - APRA
and enforces rules which
govern the capital
adequacy of Australian
Banks?
First Bank in Australia was Bank of NSW, Established in
1817 Sydney.
What events occurred in
Discovery of gold in 1851 led to minting of Australia's
the Banking Industry in
own gold coins spurring development of Banking.
1800s and early 1900s?
Boom in Australian property market in 1800s led to
Banking crisis in 1893.
Australian pound was issues as the Legal tender in
What events occurred in
Australia and the Australian Notes act 1910 assigned
1910-1920 in the Banking
responsibility for the issue of Bank notes to the
Industry?
Commonwealth Treasury.
What events occurred in Federal government established the Commonwealth
1911-1913 in the Banking Bank, which by 1913 had branches in 6 states.
Industry?
What events occurred in Commonwealth performed some central Bank
1920 in the Banking functions, which greatly expanded in World War II.
Industry?
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,5/31/25, 8:51 AM CQIB EXAM 2025 COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING REAL EXAM QUESTIONS…
What events occurred in 1931 - The Great Depression, By the end Banking
1930-1931 in the Banking Industry became tightly regulated. Banks classified as
Industry? either savings or trading Banks.
What events occurred in 14/01/1960 - Reserve Bank of Australia was created
1990-2000 in the Banking 1969 - Rolled out ATMs, and early 1970 BSB identifier
Industry? was introduced.
Renewed emphasis on corporate governance, values,
ethics. Jan 17 - Better Banking program launched with
initiatives:
What events occurred in - Independent review of retail Banking remuneration
2000-2017 in the Banking and how we pay staff.
Industry? - Getting problems fixed
- Protecting whistle-blowers
- Stopping poor conduct, and review of code of
Banking practise
What are other Finance Building Societies:
service providers? Credit Unions:
Authorised Deposit-Taking
Institutions (ADI's)
A mutual institution, which means that most people
who have a savings account, or mortgage are
members. Each building society and are responsible
for setting its strategy.
What is a Building
- Owner by and for the members
Society?
- Limit on proportion of their funds that building
societies can raise from wholesale money market
- Reinvest surplus revenue into the business to
provide new products and services.
a non-profit-making money cooperative whose
What is a credit union? members can borrow from pooled deposits at low
interest rates.
- Money Markets Corporations
What are non-ADI's
- Finance Companies
financial intermediaries?
- Securitisation Vehicles
https://quizlet.com/1049879289/cqib-exam-2025-complete-exam-questions-and-verified-answers-recently-testing-real-exam-questions-100-solved-fla… 2/30
, 5/31/25, 8:51 AM CQIB EXAM 2025 COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING REAL EXAM QUESTIONS…
1. Primary Markets
What are the 4 types of 2. Secondary Market
financial markets 3. Exchange Traded Markets
4. Over the counter markets
Trading (Buying and Selling) includes shart term
What is the Interest rate or
securities and long term securities such as
Debt market.
government and corporate bonds.
What is the Foreign Exchanging one currency for another. Largest
Exchange Market? financial market in the World and 24 hours a day.
Trading shared in listed What is the equities market?
companies
What is the Commodities Trading in raw or primary products such as wheat,
Market? grain, cattle., or electricity.
A contract whose value is derived from one or more
What is the Derivatives underlining assets or instruments; for example,
Market? forward rate agreements or underlying exchange
rates.
the study of how households and firms make
decisions and how they interact in markets. Supply
What is microeconomics? and demand that impact the price levels in the
economy. Taxes and Regulation created by
governments.
The study of the economy as a whole
- Unemployment rates
What is macroeconomics? - Gross Domestic Product - GDP
- Inflation
- Export and Imports
14th Largest economy measured by GDP 1.99 Trillon -
What are the Australian 2019
Economy Facts and - Australian Labour force 12.3 millions June 2020
Figures - Low levels of inflation 2% July 2020
- Unemployment rate 7%
https://quizlet.com/1049879289/cqib-exam-2025-complete-exam-questions-and-verified-answers-recently-testing-real-exam-questions-100-solved-fla… 3/30
CQIB EXAM 2025 COMPLETE EXAM QUESTIONS
AND VERIFIED ANSWERS |RECENTLY TESTING
REAL EXAM QUESTIONS| 100% SOLVED!!
Save
Terms in this set (178)
Which regulator makes The Australian Prudential Regulation Authority - APRA
and enforces rules which
govern the capital
adequacy of Australian
Banks?
First Bank in Australia was Bank of NSW, Established in
1817 Sydney.
What events occurred in
Discovery of gold in 1851 led to minting of Australia's
the Banking Industry in
own gold coins spurring development of Banking.
1800s and early 1900s?
Boom in Australian property market in 1800s led to
Banking crisis in 1893.
Australian pound was issues as the Legal tender in
What events occurred in
Australia and the Australian Notes act 1910 assigned
1910-1920 in the Banking
responsibility for the issue of Bank notes to the
Industry?
Commonwealth Treasury.
What events occurred in Federal government established the Commonwealth
1911-1913 in the Banking Bank, which by 1913 had branches in 6 states.
Industry?
What events occurred in Commonwealth performed some central Bank
1920 in the Banking functions, which greatly expanded in World War II.
Industry?
https://quizlet.com/1049879289/cqib-exam-2025-complete-exam-questions-and-verified-answers-recently-testing-real-exam-questions-100-solved-fla… 1/30
,5/31/25, 8:51 AM CQIB EXAM 2025 COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING REAL EXAM QUESTIONS…
What events occurred in 1931 - The Great Depression, By the end Banking
1930-1931 in the Banking Industry became tightly regulated. Banks classified as
Industry? either savings or trading Banks.
What events occurred in 14/01/1960 - Reserve Bank of Australia was created
1990-2000 in the Banking 1969 - Rolled out ATMs, and early 1970 BSB identifier
Industry? was introduced.
Renewed emphasis on corporate governance, values,
ethics. Jan 17 - Better Banking program launched with
initiatives:
What events occurred in - Independent review of retail Banking remuneration
2000-2017 in the Banking and how we pay staff.
Industry? - Getting problems fixed
- Protecting whistle-blowers
- Stopping poor conduct, and review of code of
Banking practise
What are other Finance Building Societies:
service providers? Credit Unions:
Authorised Deposit-Taking
Institutions (ADI's)
A mutual institution, which means that most people
who have a savings account, or mortgage are
members. Each building society and are responsible
for setting its strategy.
What is a Building
- Owner by and for the members
Society?
- Limit on proportion of their funds that building
societies can raise from wholesale money market
- Reinvest surplus revenue into the business to
provide new products and services.
a non-profit-making money cooperative whose
What is a credit union? members can borrow from pooled deposits at low
interest rates.
- Money Markets Corporations
What are non-ADI's
- Finance Companies
financial intermediaries?
- Securitisation Vehicles
https://quizlet.com/1049879289/cqib-exam-2025-complete-exam-questions-and-verified-answers-recently-testing-real-exam-questions-100-solved-fla… 2/30
, 5/31/25, 8:51 AM CQIB EXAM 2025 COMPLETE EXAM QUESTIONS AND VERIFIED ANSWERS |RECENTLY TESTING REAL EXAM QUESTIONS…
1. Primary Markets
What are the 4 types of 2. Secondary Market
financial markets 3. Exchange Traded Markets
4. Over the counter markets
Trading (Buying and Selling) includes shart term
What is the Interest rate or
securities and long term securities such as
Debt market.
government and corporate bonds.
What is the Foreign Exchanging one currency for another. Largest
Exchange Market? financial market in the World and 24 hours a day.
Trading shared in listed What is the equities market?
companies
What is the Commodities Trading in raw or primary products such as wheat,
Market? grain, cattle., or electricity.
A contract whose value is derived from one or more
What is the Derivatives underlining assets or instruments; for example,
Market? forward rate agreements or underlying exchange
rates.
the study of how households and firms make
decisions and how they interact in markets. Supply
What is microeconomics? and demand that impact the price levels in the
economy. Taxes and Regulation created by
governments.
The study of the economy as a whole
- Unemployment rates
What is macroeconomics? - Gross Domestic Product - GDP
- Inflation
- Export and Imports
14th Largest economy measured by GDP 1.99 Trillon -
What are the Australian 2019
Economy Facts and - Australian Labour force 12.3 millions June 2020
Figures - Low levels of inflation 2% July 2020
- Unemployment rate 7%
https://quizlet.com/1049879289/cqib-exam-2025-complete-exam-questions-and-verified-answers-recently-testing-real-exam-questions-100-solved-fla… 3/30
