1
2025 COMPLETE TEXAS PROERTY AND CASUALTY
EXAM AND PRACTICE EXAM WITH CORRECT
VERIFIED ANSWERS ALREADY GRADED A+ FOR
GUARANTEED CERTIFICATION EXCELLENCE
Under a Personal Auto policy, which of the following will be paid by
supplementary payments provided by Part A?
A
A $250 bail bond
B
A judgment against the insured for damages related to a third party's bodily injury
C
Medical expenses when the insured's daughter is injured in an auto accident
D
$1,000 for loss of earnings when the insured is disabled - ..answers..A, A $250 bail
bond
What is the term for continuous exposure to the same harmful conditions?
A
Proximate cause
B
Risk
C
Accident
,2
D
Occurrence - ..answers..D, Occurrence
Under a Boatowners policy, which of the following is correct about the
deductible?
A
Watercraft policies do not have a deductible
B
The policy's deductible applies per occurrence
C
The deductible only applies to liability claims
D
The policy includes one deductible for collision losses and another deductible for
other than collision losses - ..answers..B, The policy's deductible applies per
occurrence
Under the Building and Personal Property Coverage Form, what limit of insurance
applies when coverage is extended to cover business personal property
temporarily away from the premises?
A
$15,000
B
,3
$5,000
C
$10,000
D
$2,500 - ..answers..C, $10,000
If an insured submits a fraudulent claim, the insurer may:
A
Void the policy from the beginning
B
Cancel the policy with 10 days' notice and retain the unearned premium
C
Cancel the policy immediately
D
Refuse to renew the policy at the expiration of the policy period - ..answers..A,
Void the policy from the beginning
Part Six - Conditions of a Workers' Compensation and Employers Liability policy
includes which of the following?
A
, 4
The supplementary coverages
B
Name, address, and type of business of the insured
C
The list of states where coverage applies
D
The cancellation provision - ..answers..D, The cancellation provision
After an earthquake damages an insured's property, an Earthquake policy would
provide coverage for which of the following losses?
A
Loss to the insured's vehicles
B
Loss to retaining walls
C
Loss to awnings and outdoor antennas
D
Loss to furniture inside a structure held for rent - ..answers..D, Loss to furniture
inside a structure held for rent
Which of the following cannot be used to show proof of financial responsibility to
operate a motor vehicle in Texas?
2025 COMPLETE TEXAS PROERTY AND CASUALTY
EXAM AND PRACTICE EXAM WITH CORRECT
VERIFIED ANSWERS ALREADY GRADED A+ FOR
GUARANTEED CERTIFICATION EXCELLENCE
Under a Personal Auto policy, which of the following will be paid by
supplementary payments provided by Part A?
A
A $250 bail bond
B
A judgment against the insured for damages related to a third party's bodily injury
C
Medical expenses when the insured's daughter is injured in an auto accident
D
$1,000 for loss of earnings when the insured is disabled - ..answers..A, A $250 bail
bond
What is the term for continuous exposure to the same harmful conditions?
A
Proximate cause
B
Risk
C
Accident
,2
D
Occurrence - ..answers..D, Occurrence
Under a Boatowners policy, which of the following is correct about the
deductible?
A
Watercraft policies do not have a deductible
B
The policy's deductible applies per occurrence
C
The deductible only applies to liability claims
D
The policy includes one deductible for collision losses and another deductible for
other than collision losses - ..answers..B, The policy's deductible applies per
occurrence
Under the Building and Personal Property Coverage Form, what limit of insurance
applies when coverage is extended to cover business personal property
temporarily away from the premises?
A
$15,000
B
,3
$5,000
C
$10,000
D
$2,500 - ..answers..C, $10,000
If an insured submits a fraudulent claim, the insurer may:
A
Void the policy from the beginning
B
Cancel the policy with 10 days' notice and retain the unearned premium
C
Cancel the policy immediately
D
Refuse to renew the policy at the expiration of the policy period - ..answers..A,
Void the policy from the beginning
Part Six - Conditions of a Workers' Compensation and Employers Liability policy
includes which of the following?
A
, 4
The supplementary coverages
B
Name, address, and type of business of the insured
C
The list of states where coverage applies
D
The cancellation provision - ..answers..D, The cancellation provision
After an earthquake damages an insured's property, an Earthquake policy would
provide coverage for which of the following losses?
A
Loss to the insured's vehicles
B
Loss to retaining walls
C
Loss to awnings and outdoor antennas
D
Loss to furniture inside a structure held for rent - ..answers..D, Loss to furniture
inside a structure held for rent
Which of the following cannot be used to show proof of financial responsibility to
operate a motor vehicle in Texas?
