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BOP Study Guide questions well answered graded A+ latest update

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BOP Study Guide questions well answered graded A+ latest update

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BOP Study Guide questions well
answered graded A+ latest update


Business Owners Policy - correct answer ✔✔Used to insure mid-sized businesses
against most of their property and liability losses


BOP advantages - correct answer ✔✔packages several coverages reducing
adverse selection and combined with simplified rating, lowers handling costs for
insureds.


Adverse Selection - correct answer ✔✔the tendency for people with the greatest
probability of loss to be the ones most likely to purchase insurance.


BOP rating variables (6) - correct answer ✔✔Territory
Type of construction
public fire protection
occupancy of the building
presence of sprinklers
deductible


- Why are some businesses (like bars, banks, contractors) not eligible for BOP? -
correct answer ✔✔Too high risk
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